build: add setup.sh

build: add Procfile

cleanup

Merge branch 'master' of https://github.com/pkiage/tool-credit-risk-modelling

Merge branch 'refactor-structure'

refactor: model comparison, utils, and clean up

refactor: remove unused variable from function

refactor: logistic model

refactor: initialization

refactor: xgboost

clean up

Update README.md

Update README.md

Create LICENSE

Initial commit