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superseg_train_6900 | user: Good day. I'd like to know how I can estimate my aid, please.[NEWLINE]agent: Of course. Would you like to estimate your federal student aid, but you aren't yet ready to apply for aid?[NEWLINE]user: Yes.[NEWLINE]agent: Then you should try FAFSA4caster.[NEWLINE][BOUNDARY][NEWLINE]user: Good to Know. Another thing would have to carry out another procedure or request to obtain the benefit. What about the 2019-20 academic year?[NEWLINE]agent: The online free application for FAFSA forms are required to be submitted by 11:59 pm CT June 30, 2020; and any updates or corrections by 11:59 CT Semptember 12, 2020.[NEWLINE][BOUNDARY][NEWLINE]user: Are there specific deadlines for the college?[NEWLINE]agent: Each college has its own deadline and ask your college the definition of an application deadline they go by.[NEWLINE]agent: Do you know if it is the date your FAFSA form is processed or the date the college receives the processed FAFSA data?[NEWLINE]user: No, I am not sure?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What about state deadlines? |
superseg_train_6901 | user: By telling me how to estimate my student aid you'd help me a lot.[NEWLINE]agent: Of course. Would you like to estimate your federal student aid, but aren't yet ready to apply for aid?[NEWLINE]user: No, I'm ready to apply.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What should I do after I have completed all the relevant questions in the FAFSA4caster?[NEWLINE]agent: After that the screen displays a worksheet to help you determine the net cost of attending college.[NEWLINE][BOUNDARY][NEWLINE]user: Thank you, So I need to fill out the Free Application for Federal Student Aid (FAFSA) form. Is it hard to fill out the FAFSA?[NEWLINE]agent: It is an easy and straightforward process to fill out the FAFSA and you just need to select the Fill Out the FAFSA button on the home page and just follow the directions on the page.[NEWLINE][BOUNDARY][NEWLINE]user: I was curious on what FAFSA4caster actually meant for? I want to know so I can get an idea of how much and what type of federal aid I may receive.[NEWLINE]agent: Adult students also can use FAFSA4caster to get an idea of how much and what types of federal aid they might receive.[NEWLINE][BOUNDARY][NEWLINE]user: To understand financial aid, can you give me complete details about the specific aspects of Federal Student Aid here?[NEWLINE]agent: With our service here you can explore how financial aid works, learn about the types of aid, and find out if you're eligible or not.[NEWLINE][BOUNDARY][NEWLINE]user: By the way, have you heard of FAFSA4caster? What types of questions must I answer in FAFSA4caster?[NEWLINE]agent: In FAFSA4caster, you answer financial and other questions that are used to estimate your federal student aid eligibility. You may be able to answer most of the questions easily, but some of the questions may ask you to reference your personal records for instance, your federal tax information or your bank statements.[NEWLINE]agent: Do you want to know how to get the most accurate estimate? |
superseg_train_6902 | user: Hey, I need a hand with estimating my aid online.[NEWLINE]agent: Of course. Would you like to estimate your federal student aid, but aren't yet ready to apply for aid?[NEWLINE]user: Not quite. I'm ready to apply.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can I simply fill in the college grants that I hope to receive or do I need an accurate number?[NEWLINE]agent: Yes, you can fill in the amounts of state and college grants, and any scholarships, that you expect or hope to get.[NEWLINE][BOUNDARY][NEWLINE]user: II is currently serving in the US military and will run through June 30, 2021. Do I mark yes or no, for veteran status? I hope to continue serving my country as I have been doing[NEWLINE]agent: In your case, you should mark no.[NEWLINE]user: Can you brief me or give me information on possible questions that I will encounter in FAFSA4caster?[NEWLINE]agent: You answer financial and other questions that are used to estimate your federal student aid eligibility. You may be able to answer most of the questions easily, but some of the questions may ask you to reference your personal records for instance, your federal tax information or your bank statements.[NEWLINE][BOUNDARY][NEWLINE]user: Now I'd like to ask a completely unrelated question. What is the definition of need-based aid? So you won't tell me anything about that need-based aid calculation formula?[NEWLINE]agent: As for non-need based aid, they use various factors to calculate that.[NEWLINE][BOUNDARY][NEWLINE]user: Alright. I'd also like to know more about the estimate federal student aid. Do you have any information regarding FAFSA4caster?[NEWLINE]agent: Yes, we do have information provided by FAFSA4caster.[NEWLINE][BOUNDARY][NEWLINE]user: What happens when I select "calculate"? |
superseg_train_6903 | user: What kind of counseling is required before I receive my Federal Student Aid?[NEWLINE]agent: Have you heard of entrance counseling?[NEWLINE]user: Yes, but am not sure what it is.[NEWLINE]agent: Entrance counseling is required before you can get your first Direct Subsidized or Unsubsidized Loan as an undergraduate, or your first Direct PLUS Loan as a graduate.[NEWLINE][BOUNDARY][NEWLINE]user: What about TEACH grant counseling?[NEWLINE]agent: You would have to complete TEACH grant initial and subsequent counseling.[NEWLINE][BOUNDARY][NEWLINE]user: What about financial awareness counseling?[NEWLINE]agent: Financial awareness counseling provides tools and information that would help you understand your particular financial aid and help with managing your finances.[NEWLINE][BOUNDARY][NEWLINE]user: I understand how I can get this advice and if it has any additional cost? I can recalculate my monthly payment[NEWLINE]agent: yes, LOG IN TO START[NEWLINE][BOUNDARY][NEWLINE]user: Preview a read - only version of the complete form |
superseg_train_6904 | user: Hi there. I would like to have some information related to counseling.[NEWLINE]agent: Do you want to enter into the counseling?[NEWLINE]user: Not, really, but I'm looking information anyway about it.[NEWLINE][BOUNDARY][NEWLINE]agent: I see, well there is always the chance of help others. Are you interested into be in the financial awareness counseling area?[NEWLINE]user: Sounds interesting. But, not really.[NEWLINE][BOUNDARY][NEWLINE]agent: And what about the plus credit counseling?[NEWLINE]user: Thanks, but that doesn't call my attention.[NEWLINE][BOUNDARY][NEWLINE]agent: And as a exit counseling?[NEWLINE]user: mmmmh, that sounds nice. You can give me some more information.[NEWLINE]agent: The exit counselor works with those students who graduate, leave school or get drop out. They help them to provide information about the repayment of the loan.[NEWLINE][BOUNDARY][NEWLINE]user: Oh great. That sounds good. What I need to do? |
superseg_train_6905 | user: Hello, what types of advice do you give?[NEWLINE]agent: Among several options we have the entrance Counseling.[NEWLINE]user: Can you inform what the entrance counseling consists of?[NEWLINE][BOUNDARY][NEWLINE]agent: It consists mainly of financial awareness counseling.[NEWLINE]user: What does this procedure consist of?[NEWLINE]agent: Sure, it's meant to provide tools and information to help you understand your financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: Also, I need to find out provide tools and information to help you understand. Who should complete the co-signer form?[NEWLINE]agent: If you are the spouse of the applicant, then you should complete the Income-Drive Repayment Plan Request.[NEWLINE][BOUNDARY][NEWLINE]user: Where do I go to click for co-sign code?[NEWLINE]agent: You should click on "Direct Consolidation Loan Applications" under "My Loan Documents" to locate the code.[NEWLINE][BOUNDARY][NEWLINE]user: What do I need to do? |
superseg_train_6906 | user: Hello, can you tell me what types of financial help can I take?[NEWLINE]agent: Among all the available ones, can you take the entrance counseling?[NEWLINE]user: Can you give me information about the entrance counseling?[NEWLINE][BOUNDARY][NEWLINE]agent: Also, what is financial awareness?[NEWLINE]user: Can you inform me of financial awareness?[NEWLINE]agent: This plan is primarily intended to provide tools and information to help you understand your financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: I have another TEACH Grant Agreement To Serve (ATS) question. What kind of student fills out the TEACH Grant Agreement To Serve (ATS) form?[NEWLINE]agent: Students that complete this form are those who are in receipt of a TEACH Grant and who have also completed TEACH Initial and Subsequent Counseling for the same Award Year[NEWLINE][BOUNDARY][NEWLINE]user: What do I need to apply for a TEACH Grant Agreement To Serve (ATS)?[NEWLINE]agent: Firstly, you will your verified FSA ID[NEWLINE][BOUNDARY][NEWLINE]user: What is the first step in completing the TEACH Grant Initial and Subsequent Counseling form? |
superseg_train_6907 | user: I wanted to know what counseling types there are. Can you tell me, please?[NEWLINE]agent: Of course. Would you like to hear more about entrance counseling?[NEWLINE]user: No, I already know that one.[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to hear more about financial awareness counseling?[NEWLINE]user: No, I've read about that one, too.[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to hear more about PLUS credit counseling?[NEWLINE]user: Yes, go ahead.[NEWLINE]agent: PLUS Credit Counseling is required if the U.S. Department of Education has informed you that you have an adverse credit history and you have obtained an endorser or documented to the satisfaction of the U.S. Department of Education that there are extenuating circumstances related to your adverse credit history. PLUS Credit Counseling can be completed voluntarily at any time.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me more about Charged Off account and how do you examine a charged off account?[NEWLINE]agent: Any account open or closed that has been written off during the two years preceding the date of the credit report with a balance greater than zero.[NEWLINE][BOUNDARY][NEWLINE]user: what proof do we need to have for wage garnishment? |
superseg_train_6908 | user: I would like to know what types of counseling are there.[NEWLINE]agent: Of course. Do you want to learn more about entrance counseling?[NEWLINE]user: Yes, that'd be nice.[NEWLINE]agent: Entrance Counseling is required before you can receive your first Direct Subsidized Loan, or Direct Unsubsidized Loan as an undergraduate, or your first Direct PLUS Loan as a graduate/professional student.[NEWLINE][BOUNDARY][NEWLINE]user: What if I'm looking for TEACH grant counseling instead?[NEWLINE]agent: Then you can complete TEACH Grant Initial and Subsequent Counseling.[NEWLINE][BOUNDARY][NEWLINE]user: And what about financial awareness counseling?[NEWLINE]agent: Financial Awareness Counseling provides tools and information to help you understand your financial aid and help you manage your finances.[NEWLINE][BOUNDARY][NEWLINE]user: I just remember asking about federal student aid. Are there any extenuating circumstances related to bad credit?[NEWLINE]agent: Yes, there are extenuating circumstances relating to the adverse credit history. Remember: Endorsers aren't eligible for this option.[NEWLINE][BOUNDARY][NEWLINE]user: What if I have reviewed the information above and no longer wish to document extenuating circumstances? |
superseg_train_6909 | user: Good day. Can you tell me about the different types of counseling, please?[NEWLINE]agent: Of course. Do you want to know more about entrance counseling?[NEWLINE]user: No, I already know that type.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to know more about financial awareness counseling?[NEWLINE]user: Yes, please.[NEWLINE]agent: Financial Awareness Counseling provides tools and information to help you understand your financial aid and help you manage your finances.[NEWLINE][BOUNDARY][NEWLINE]user: If my income or family size has changed, can I do a new calculation and reduce my payment?[NEWLINE]agent: you can request that your income-based payment be recalculated to reduce your current monthly payment[NEWLINE][BOUNDARY][NEWLINE]user: Who should complete this?[NEWLINE]agent: Borrowers who are not currently on an IDR plan looking for a lower monthly payment on their federal student loans[NEWLINE][BOUNDARY][NEWLINE]user: Is there a repayment plan? |
superseg_train_6910 | user: You can help me with counseling for financial aid[NEWLINE]agent: Did you want to learn more about Entrance Counseling?[NEWLINE]user: yes[NEWLINE]agent: Entrance Counseling is required before you can receive your first Direct Subsidized Loan, or Direct Unsubsidized Loan as an undergraduate, or your first Direct PLUS Loan as a graduate/professional student.[NEWLINE]user: can you help me start?[NEWLINE]agent: Yes, we can help you Log In to Start[NEWLINE]user: What happens if I do a short sale?[NEWLINE]agent: In this case, your short sale will need to be approved and completed.[NEWLINE][BOUNDARY][NEWLINE]user: Where can I find more information on this?[NEWLINE]agent: You can find more information about this on our website, including information on Deed in Lieu.[NEWLINE]user: What does a collection account mean? |
superseg_train_6911 | user: Hello there. I have some doubts related to the types of counseling.[NEWLINE]agent: Sure, no problem. But which kind of counseling? Maybe the entrance counseling?[NEWLINE]user: No, not that one. That's not the one I'm looking for, I think.[NEWLINE][BOUNDARY][NEWLINE]agent: OK. And what about the financial awareness counseling then?[NEWLINE]user: No, That's not the one either.[NEWLINE][BOUNDARY][NEWLINE]agent: Maybe the plus credit counseling perhaps?[NEWLINE]user: Yes, About that one.[NEWLINE]agent: Alright. The plus credit counseling is required if the u.s. department of education has informed you that you have an adverse credit history and have obtained and endorser or documented to the satisfaction of the u.s. department of education that there are extenuating circumstances related to your adverse credit history.[NEWLINE]agent: Also if you are a plus credit counseling you can complete voluntarily at any time, did you knew that?[NEWLINE]user: No, I wasn't aware of that. But that's great to know.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: And there is any other type of counseling? |
superseg_train_6912 | user: I am in need of lowering or suspending my student loan payments.[NEWLINE]agent: We can help you stay on track to be sucessful at repaying of your federal student loan.[NEWLINE][BOUNDARY][NEWLINE]user: What happens after I apply for an income-driven repayment plan?[NEWLINE]agent: You federal loan servicer would notify you letting you know if you are eligible and if you qualify for a lower payment amount.[NEWLINE][BOUNDARY][NEWLINE]user: Are there solutions for me because I cannot afford my payment amounts?[NEWLINE]agent: Yes, there are solutions for situations when you cannot afford your repayment of your loans.[NEWLINE]user: However, the issues I'm having right now are due to the coronavirus outbreak. I'm still dealing with several other economic issues that are becoming more difficult to manage. Is there a viable alternative?[NEWLINE]agent: Those who have a federal student loan are automatically being placed in an administrative forbearance, which allow them stop making their monthly loan payments.[NEWLINE]user: Oh, that's great to hear. But I can also do smaller payments if I have the chance right?[NEWLINE]agent: That's right. They won't be mandatory, but you are free to do them if you can.[NEWLINE]user: Where else I can go if I have more question about this? |
superseg_train_6913 | user: Hi, I have come on hard times and am battling to pay my student loan. Is there a way I could lower my payments for a time?[NEWLINE]agent: Yes there is a way you can make lower payment, we will help you successfully repay your loan.[NEWLINE][BOUNDARY][NEWLINE]user: If I qualify and apply for an Income-Driven Repayment Plan and am successful with my application, what happens after I apply?[NEWLINE]agent: Once you have applied your federal loan servicer will let you know regarding your eligibility and, if you qualify, what you loan payment amount will be.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to ask you another question about student loans. What are the requirements for a deferment?[NEWLINE]agent: Do you think that you may qualify for a Hardship Deferment?[NEWLINE]user: How do I find out if I qualify for that Hardship Deferment?[NEWLINE]agent: Are you receiving any sort of welfare?[NEWLINE]user: I am not receiving any sort of welfare at all.[NEWLINE]agent: Are you working full-time with earnings that would fall below 150% of the poverty guideline for your family size and state of residence?[NEWLINE]user: I am not working full-time as I am a student.[NEWLINE]agent: Are you serving in the Peace Corps?[NEWLINE]user: I am not. I am simply a full-time student. |
superseg_train_6914 | user: Hello, how can I lower or suspend my aid payments?[NEWLINE]agent: We will give you all the advice to carry out your procedures successfully.[NEWLINE][BOUNDARY][NEWLINE]user: Can you give me the advice?[NEWLINE]agent: The person in charge of processing your data is the federal loan administrator.[NEWLINE][BOUNDARY][NEWLINE]user: I have a question regarding Mandatory Forbearance. What kinds of loans qualify for mandatory forbearance?[NEWLINE]agent: eligility would only apply to Direct Loans and FFEL Program loans.[NEWLINE][BOUNDARY][NEWLINE]user: Is there any relief of student loans payment because of COVID-19?[NEWLINE]agent: Yes, federal student loan borrowers are automatically being placed in an administrative forbearance to temporarily stop making loan payments from March 13, 2020 to Sept. 30 2020.[NEWLINE][BOUNDARY][NEWLINE]user: Am I able to get a mandatory forbearance if I am in Medical or Dental Internship or Residency?[NEWLINE]agent: Yes, if you are serving in a medical or dental internship or residency program and meet other requirements.[NEWLINE][BOUNDARY][NEWLINE]user: What is the time frame of a mandatory forbearance? |
superseg_train_6915 | user: I'm having difficulty keeping up with my student loan payments and need to find a way to lower them.[NEWLINE]agent: I'll do my best to help you stay on the path of sucessful repayment of your student loans.[NEWLINE][BOUNDARY][NEWLINE]user: Thank you. Should I apply for an Income-Driven Repayment Plan?[NEWLINE]agent: An IDR plan can help make your payments more affordable, because they are based on your income.[NEWLINE]agent: Will you be applying for an IDR plan?[NEWLINE]user: I don't know yet. I need more information about IDR plans first.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Does it matter that I just started repaying my loan 6 months ago?[NEWLINE]agent: There are solutions for everyone, regardless of how long they have been repaying their loans.[NEWLINE][BOUNDARY][NEWLINE]user: One more thing for information on the questions you would have to answer on FAFSA4caster. Could situations affect your eligibility for help?[NEWLINE]agent: All of the billing elements of your student loan are handled by your loan servicer. You are advised to contact them to find out more and get any help you may need[NEWLINE][BOUNDARY][NEWLINE]user: Is there a section on the website dedicated to servicing my Great Lakes or Nelnet Loan? |
superseg_train_6916 | user: Is it possible to lower or suspend my student loan payments?[NEWLINE]agent: We can help you with that so you can stay successful at repayment of your federal student loans.[NEWLINE][BOUNDARY][NEWLINE]user: What about during the COVID-19 pandemic?[NEWLINE]agent: All federal student loan borrowers are being placed into an administrative forbearance so no loan payments are due until after September 30, 2020.[NEWLINE][BOUNDARY][NEWLINE]user: I'd also want to find out Having Student Loan Forgiven? Can you give me some more information about the types of repayment plans available?[NEWLINE]agent: Actually, besides for paying off your loan, there is also a possibility of having your student loan forgiven as well.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a grace period after graduation?[NEWLINE]agent: After you leave school or drop below half-time enrollment, you have a six-month grace period sometimes nine months for Perkins Loans before you must begin making payments.[NEWLINE][BOUNDARY][NEWLINE]user: Would that be when I would have to begin making payments?[NEWLINE]agent: Once you graduate, drop below half-time enrollment, or leave school, your federal student loan goes into repayment.[NEWLINE]agent: Is your loan a Direct Subsidized, Direct Unsubsidized, or Federal Family Education Loan?[NEWLINE]user: Yes, it is. |
superseg_train_6917 | user: I want to suspend my student loan payments, due to the current crisis. Can you help me with that?[NEWLINE]agent: Of course. We'll help you stay on the path to successful repayment of your federal student loan.[NEWLINE]user: Even if I just started to repay my loan?[NEWLINE]agent: Yes. Whether you are just beginning to repay your student loan s or have been in repayment for a while, sometimes you might have trouble affording your payment amount. Fortunately, there are solutions.[NEWLINE][BOUNDARY][NEWLINE]user: I see. What if I don't recertify on time?[NEWLINE]agent: In that case you'll be removed from the income-driven repayment plan and your monthly amount due will very likely increase.[NEWLINE][BOUNDARY][NEWLINE]user: Do you also know about this Temporary Relief for loans, would I be able to suspend my monthly payments as I am without work, as a result of COVID-19?[NEWLINE]agent: To provide relief to students during this time federal student loan borrowers are automatically being placed in an administrative forbearance which allows you to temporarily stop making your monthly loan payments. This suspension of payments will be from March 13, 2020 through September 30, 2020.[NEWLINE][BOUNDARY][NEWLINE]user: Is it possible that I could lower my payments on an income-driven repayment plan?[NEWLINE]agent: Yes this is possible and it might be better to consider a income-driven repayment plan than deferring payments altogether. Income-driven plans base your monthly student loan payments on your income and family size.[NEWLINE]user: Are there any tax implications of going for an income-driven repayment plan? |
superseg_train_6918 | user: Hello, I need to know if I can somehow lower my student loan payments. Times are tough.[NEWLINE]agent: Of course. We'll help you stay on the path to successful repayment of your federal student loan.[NEWLINE][BOUNDARY][NEWLINE]user: That's reassuring. But what if I don't recertify on time?[NEWLINE]agent: In that case you'll be removed from the income-driven repayment plan and your monthly amount due will very likely increase.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question regarding payments to other loan servicers, what is the procedure?[NEWLINE]agent: First, find you loan servicer's contact information.[NEWLINE]user: what happens when I use automatic debit?[NEWLINE]agent: You could get some kind of incentive if you use automatic debit.[NEWLINE]user: Is there a bonus available for automatic debit? |
superseg_train_6919 | user: I'd like to suspend my student loan payments, but I don't know if or how I can.[NEWLINE]agent: Of course. We'll help you stay on the path to successful repayment of your federal student loan.[NEWLINE][BOUNDARY][NEWLINE]user: Great. Can you tell me more about deferment and forbearance, for starters?[NEWLINE][BOUNDARY][NEWLINE]user: Would I be able to suspend my monthly payments as I am without work as a result of COVID-19?[NEWLINE]agent: To provide relief to students during this time federal student loan borrowers are automatically being placed in an administrative forbearance which allows you to temporarily stop making your monthly loan payments. This suspension of payments will be from March 13, 2020 through September 30, 2020.[NEWLINE][BOUNDARY][NEWLINE]agent: Yes. You can learn more about deferment and forbearance on our website.[NEWLINE][BOUNDARY][NEWLINE]user: Okay. Now, about these administrative forbearance and suspension of payments, what options do I have if I had a decrease in income?[NEWLINE]agent: You can apply to have your current IDR plan recalculated. You don't have to wait until your annual recertification is due.[NEWLINE][BOUNDARY][NEWLINE]user: I see. Is there a way to get temporary relief?[NEWLINE]agent: A deferment or forbearance allows you to temporarily stop making your federal student loan payments or temporarily reduce your monthly payment amount. This may help you avoid default.[NEWLINE][BOUNDARY][NEWLINE]user: Can you also tell me why I should apply for an income-driven plan?[NEWLINE]agent: Yes. An income-driven repayment (IDR) plan can make your payments more affordable because they are based on your income. Under an IDR plan, payments may be as low as $0 per month. You can estimate your monthly payments using Loan Simulator.[NEWLINE]agent: Do you want to know what to do after you apply? |
superseg_train_6920 | user: You can help me by telling me how to suspend my student loan payments. I can't pay them at the moment.[NEWLINE]agent: Of course. We'll help you stay on the path to successful repayment of your federal student loan.[NEWLINE][BOUNDARY][NEWLINE]user: Can I change my income-driven repayment plan somehow?[NEWLINE]agent: Did you have an increase in family size or a decrease in income?[NEWLINE]user: No, nothing of that has changed. Just my expenses.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Does your website have any information about forbearance?[NEWLINE][BOUNDARY][NEWLINE]user: I need to know if it owns it if not to look for that information elsewhere. Why will that interest be compounded?[NEWLINE]agent: that's because interest accrues on your principal balance, capitalization will cause more interest to accrue over time than if you had paid the interest. It will also increase your monthly payment on most payment plans[NEWLINE][BOUNDARY][NEWLINE]agent: Yes, you can learn more about deferment and forbearance on our website.[NEWLINE][BOUNDARY][NEWLINE]user: another question for you regarding IDR plan. What if I recently had a decrease in income?[NEWLINE]agent: In that case you can apply to have your current IDR plan recalculated. You don't have to wait until your annual recertification is due.[NEWLINE][BOUNDARY][NEWLINE]user: Well, that's good to know. Can I get some temporary relief, too? |
superseg_train_6921 | user: Could you help me understand how to repay my federal student loan without going into default?[NEWLINE]agent: First you should understand your loan agreement, make sure you know all loan info, and make sure to get ahold of your loan servicer when you might have trouble making your payment.[NEWLINE]agent: Have you missed a payment or made a payment late?[NEWLINE]user: Yes, I have missed a payment.[NEWLINE]agent: Then you would be considered delinquent and late fees probably will be added to what is due; but there is a chance that you could avoid default by contacting your loan servicer.[NEWLINE][BOUNDARY][NEWLINE]user: What should I do when I receive the welcome letter from my new administrator?[NEWLINE]agent: You must do the following, do you want to know?[NEWLINE][BOUNDARY][NEWLINE]user: I would like to know something about the successful payment of the federal student loan and avoid falling into default, is there an effective way to follow or track my loans online?[NEWLINE]agent: Yes, you can find out about all your federal student loans from the US Department of Education by signing in to "My Federal Student Aid".[NEWLINE][BOUNDARY][NEWLINE]user: Do you also know about Get Relief. I can do this even by applying for deferral and forbearance.[NEWLINE]agent: Yes, you can, but you need to keep in mind some considerations.[NEWLINE][BOUNDARY][NEWLINE]user: ok, another question, what steps should I take to choose the best loan? know of someone who has defaulted on their student loan? What would be the recommendations for not defaulting on my loan?[NEWLINE]agent: Always try to avoid default first of all and take the time to comprehend your loan agreements and what are the exact loan types you are getting; and never borrow more money than you need or more than you expect to pay back.[NEWLINE]user: What should I do if my federal student loan is delinquent?[NEWLINE]agent: You should look into the Student Loan Debt Collection Assistant, which the US Department of Education developed along with Consumer Financial Protection Bureau because it has tools that will give you access to special repayment options.[NEWLINE][BOUNDARY][NEWLINE]user: What is my promissory note? |
superseg_train_6922 | user: Hello, can you advise me to pay your student loan?[NEWLINE]agent: It has to be pending in relation to the payment systems, so it is recommended that you contact your pre administrator.[NEWLINE]agent: Since it can bring complications by not making a payment in the stipulated time.[NEWLINE]user: What if I don't make a payment on time?[NEWLINE]agent: As penalties, charges may be generated for late payment charges, among other things.[NEWLINE][BOUNDARY][NEWLINE]user: There is something else about my loan payment, what are the changes, if I get an alternative repayment plan?[NEWLINE]agent: Under this alternative repayment plan, your required monthly payment is not based on your income.[NEWLINE][BOUNDARY][NEWLINE]user: Also, to avoid the default, what can you tell me about the loans and their default?[NEWLINE]agent: It is important to cancel in a stipulated time and request loans that you can pay.[NEWLINE]user: Okay. May I know how does a loan servicer assist me?[NEWLINE]agent: A loan servicer is a company that we assign to handle the billing and other services on your federal student loan on our behalf, at no cost to you.[NEWLINE]user: What can you tell me about Avoiding Default Steps? What is the Loan Debt Collection Assistant's role?[NEWLINE]agent: It is a tool that aims to give information on how to access the full range of special payment options available to you.[NEWLINE][BOUNDARY][NEWLINE]user: I wonder what would happen if I can't make a monthly payment?[NEWLINE]agent: It is important that you seek information from your loan servicer.[NEWLINE]user: Can you tell me about this topic? |
superseg_train_6923 | user: What if I lost my job and cannot make my monthly student loan payment?[NEWLINE]agent: Are you not able to make your payment at this time?[NEWLINE]user: Yes, I am not able to make my student loan payment.[NEWLINE]agent: You should contact your loan servicer as quick as possible and they could help you with options at this time.[NEWLINE]user: Could I just let the delinquency or default notices alone until I can pay it?[NEWLINE]agent: It is smart to never ignore your delinquency or default notices from your loan servicer.[NEWLINE][BOUNDARY][NEWLINE]user: What about my promissory note?[NEWLINE]agent: You should always read your promissory note because it is a legal document and once signed it means you are legally responsible to repay your loan according to the terms.[NEWLINE][BOUNDARY][NEWLINE]user: I see. Let me ask another question. How much is the extension if I cannot pay with that 15% of my salary?. Ok, but do you have any advice on how to avoid the garnishment of 15% of my disposable salary?[NEWLINE]agent: You can negotiate repayment terms acceptable to ED or the private collection agent and ensure that ED receives the first payment no later than 30 days from the day the garnishment notice was sent.[NEWLINE][BOUNDARY][NEWLINE]user: cool. Can you tell me more about what should I do if I'm contacted by anyone that's not the Default Resolution Group about fees for getting my student loan out of default? |
superseg_train_6924 | user: Hello, can you advise me on the mechanisms to pay your federal student loan without falling into default?[NEWLINE]agent: There are several mechanisms, such as extending your loan contract. In addition to contacting your administrator.[NEWLINE]user: What if you don't make a payment on time?[NEWLINE]agent: Primarily, you may be charged late fees.[NEWLINE][BOUNDARY][NEWLINE]user: Is it worth highlighting the importance of avoiding payment default?[NEWLINE]agent: It is important to note that it is important that you do not borrow more than you need or more than you expect to be able to pay.[NEWLINE][BOUNDARY][NEWLINE]user: Well I'm having some financial problems but nothing that can't be resolved. What if I want to consolidate a more defaulted loan that I got for my child's education?[NEWLINE]agent: The only income-driven plan you can choose is the Income-Contingent Repayment Plan (ICR).[NEWLINE]user: Ah, I see. So what do I need to do to reconsolidate a defaulted direct consolidation loan then?[NEWLINE]agent: You must also include at least one other eligible loan in the consolidation in addition to meeting one of two requirements.[NEWLINE][BOUNDARY][NEWLINE]user: Makes sense, but how can I rehabilitate a defaulted Federal Perkins Loan? |
superseg_train_6925 | user: I would like to know what happens if I cannot make my monthly payment?[NEWLINE]agent: Do you have any kind of problem making your monthly payments?[NEWLINE]user: it is not my case I just need to inform about it[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What are the steps to pay my federal student loan?[NEWLINE]agent: Before going through the steps you should make sure to contact your loan servicer if you are having trouble making payments can help you avoid default.[NEWLINE]user: ok but if i don't make a payment on time what can i expect?[NEWLINE]agent: Please note that if your loan is delinquent and late fees may apply. Even if you are behind on your loan, you can still avoid default, so it is important that you contact your loan servicer immediately.[NEWLINE][BOUNDARY][NEWLINE]user: Can my loan servicer help me if I can't pay? What could be an option?[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know if I apply for an Income-driven repayment plan, is this also connected to the amount of taxes I'll be required to pay on my loan forgiveness?[NEWLINE]agent: Yes, you will need to pay taxed based on the amount forgiven.[NEWLINE][BOUNDARY][NEWLINE]agent: if you can help for example to obtain a deferment or leniency on your debt[NEWLINE]user: What will happen if I disregard the large number of default notices from my loan servicer? |
superseg_train_6926 | user: I'm having trouble making the payments on a loan[NEWLINE]agent: So you are having trouble making your monthly payments?[NEWLINE]user: yes[NEWLINE]agent: You can contact your loan servicer and they can help you understand your options[NEWLINE][BOUNDARY][NEWLINE]user: any advice I could have used before getting the loan?[NEWLINE]agent: You should fully understand your loan agreement and the type of loan you are receiving[NEWLINE][BOUNDARY][NEWLINE]user: What happens if I want to pay off the defaulted loan in three installments before you consolidate it?[NEWLINE]agent: choose to make three payments on the defaulted loan before you consolidate it.[NEWLINE][BOUNDARY][NEWLINE]user: What is the rehabilitation of the loan?[NEWLINE]agent: There are different programs for this. William D. Ford Federal Direct Loan (Direct Loan) Program and Federal Family Education Loan (FFEL) Program[NEWLINE][BOUNDARY][NEWLINE]user: How much can I pay to consolidate my loan? |
superseg_train_6927 | user: What steps can I take to successfully repay my federal student loan and avoid default?[NEWLINE]agent: It is important to stay on top of your loan information, and making sure to contact your loan servicer if you are having trouble making payments can help you avoid default.[NEWLINE]agent: Do you want to know what happens if you don't make a payment on time or if you don't?[NEWLINE]user: yes[NEWLINE]agent: ok note that if this happens your loan is delinquent and late fees may be charged. Even if you are behind on your loan, you can still avoid default, so it is important that you contact your loan manager immediately.[NEWLINE][BOUNDARY][NEWLINE]user: Loan Consolidation is also something I'd like to learn about. What if I need to refinance a defaulted plus loan for my son's education?[NEWLINE]agent: The only income-driven plan you can choose is the Income-Contingent Repayment Plan (ICR).[NEWLINE][BOUNDARY][NEWLINE]user: I also want to ask about the loan agreement, what can I do to avoid non-compliance?[NEWLINE]agent: Take the time to fully understand your loan agreement and the types of loans you are receiving. It is also important that you do not borrow more than you need or more than you expect to be able to pay[NEWLINE][BOUNDARY][NEWLINE]user: Now I have a completely unrelated concern about the annual deadline. Are there any consequences if I don't re-certify my annual income and family size by the deadline?[NEWLINE]agent: In this instance, any unpaid interest will be capitalized added to the principal balance of your loans. This will increase the total cost of your loans over time, because you will then pay interest on the increased loan principal balance[NEWLINE][BOUNDARY][NEWLINE]user: I was looking on the internet. how can I track my loans online?[NEWLINE]agent: Find information on all your federal student loans from the US Department of Education by logging in to "My Federal Student Aid".[NEWLINE][BOUNDARY][NEWLINE]user: What is a point for which loans, scholarships or study and work funds must be repaid?[NEWLINE]agent: Please note that it is a legal document. Signing a promissory note means that you agree to repay the loan in accordance with the terms of the promissory note.[NEWLINE][BOUNDARY][NEWLINE]user: what advice can you give me to avoid non-compliance |
superseg_train_6928 | user: I would like to know what happens if I cannot make my monthly payment?[NEWLINE]agent: Do you have trouble making your monthly payments?[NEWLINE]user: yes[NEWLINE]agent: You should contact your loan manager immediately. Your loan manager can help you understand your options.[NEWLINE][BOUNDARY][NEWLINE]user: One more thing to be more clear. Can a father consolidate a more defaulted loan for the education of his children?[NEWLINE]agent: The only income-driven plan they can choose is the Income-Contingent Repayment Plan[NEWLINE]user: can we do the loan consolidation with only one loan?[NEWLINE]agent: Yes, loan consolidation allows you to pay off a federal student loan with a new consolidation loan[NEWLINE]agent: Have you decided to make three payments on a defaulted loan before you consolidate it?[NEWLINE]user: no, I'm not there yet[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: what comes next after I choose something like an income-driven plan for repayment? |
superseg_train_6929 | user: How would I go about applying for a Total and Permanent Disability Discharge (TPD)?[NEWLINE]agent: You would need to complete a TPD discharge application and send it in along with any required documents to Nelnet, the TPD discharge servicer.[NEWLINE]user: How can I learn more about applying for this TPD discharge and obtain an application?[NEWLINE]agent: You should take the time to visit our TPD Discharge website at disabilitydischarge.com and select "Application Process".[NEWLINE][BOUNDARY][NEWLINE]user: Also, I need to really find out how TPD works. Is there a minimum or maximum amount to be repaid if I am approved for a loan forgiveness?[NEWLINE]agent: Upon approval of a loan discharge, whatever balance is outstanding along with whatever repayments you made to the loan are refunded[NEWLINE][BOUNDARY][NEWLINE]user: Is it possible that a parent PLUS loan could be discharged?[NEWLINE]agent: Have you evidence that the school falsely certified the student's ability to benefit from its training?[NEWLINE]user: No, I have no evidence as yet[NEWLINE]agent: Do you know if the student in question had a disqualifying status at the time that the school in question certified the eligibility to receive a parent PLUS loan?[NEWLINE]user: I don't know the answer to this but will be making enquiries to find out[NEWLINE]agent: Is there any evidence available that the school signed your name on the promissory note or other loan documents without having your authorization?[NEWLINE]user: No evidence to my knowledge, but again, I will be looking in to this |
superseg_train_6930 | user: Hi, if I have a disability can I qualify for a federal loan discharge?[NEWLINE]agent: Sure, in the event of a TPD discharge for total and permanent disability it frees you from having to pay a loan from the Federal Direct Loan Direct Loan Program.[NEWLINE]agent: But qualifying for a TPD download is primary.[NEWLINE]user: Can you inform me of the requirements to qualify for a TPD download please?[NEWLINE]agent: Above all, it is important to complete and send a TPD download request, in addition to justifying the disability.[NEWLINE]user: Can you explain more what was mentioned above?[NEWLINE]agent: This plan frees you from having to pay a loan from the William D. Ford Federal Direct Loan Direct Loan Program, a loan from the FFEL Federal Loan Program.[NEWLINE][BOUNDARY][NEWLINE]agent: Pero es importante que primero califiques para la descarga de TPD.[NEWLINE]user: Please can you tell me how I qualify for that plan?[NEWLINE][BOUNDARY][NEWLINE]agent: First of all you have to make a TPD download request.[NEWLINE]user: How do I carry out such a process?[NEWLINE][BOUNDARY][NEWLINE]agent: In addition, a representative can submit a request on my behalf to facilitate the process.[NEWLINE]user: I wonder if any family member can complete the whole process?[NEWLINE][BOUNDARY][NEWLINE]agent: Sure, you can do the whole process.[NEWLINE]user: Can you tell me what steps are followed after submitting a registration application for TPD?[NEWLINE]agent: Of course, after receiving the request you will be given the respective instructions. |
superseg_train_6931 | user: Do I qualify for a discharge of my federal student loan?[NEWLINE]agent: You can qualify if you are totally or permanently disabled.[NEWLINE]agent: Are you totally and permanently disabled?[NEWLINE]user: Yes I am.[NEWLINE]agent: To qualify you must complete and submit a TPD discharge application, along with various documentation.[NEWLINE][BOUNDARY][NEWLINE]user: What if I submit VA documentation?[NEWLINE]agent: We will notify you that your obligation has been discharged based on VA documentation.[NEWLINE][BOUNDARY][NEWLINE]user: Through the document, who does the term "we", "our", and "us" refer to?[NEWLINE]agent: The US Department of Education.[NEWLINE]user: What other documents will I need?[NEWLINE]agent: You will need documents that show that you meet our requirements for being considered totally and permanently disabled.[NEWLINE][BOUNDARY][NEWLINE]user: Can I qualify for a TPD discharge by having a doctor certify that I am disabled on an application?[NEWLINE]agent: Is your disability expected to result in death?[NEWLINE]user: Sadly, yes.[NEWLINE]agent: I am terribly sorry to hear that. You can have your doctor certify on the TPD discharge application that you are unable to engage in any substantial gainful activity due to a physical or mental impairment.[NEWLINE][BOUNDARY][NEWLINE]user: Does a TPD discharge mean that I won't have to repay my loan back? |
superseg_train_6932 | user: what comes next after I'm given a permanent disability discharge on a loan?[NEWLINE]agent: That will depend on the type of documentation you submitted to show us that you qualified for a TPD discharge[NEWLINE][BOUNDARY][NEWLINE]user: well what if I submitted VA documentation?[NEWLINE]agent: Has it been determined that you are totally and permanently disabled based on documentation from the VA?[NEWLINE]user: no I want to gather info so I'm prepared[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: so how would I qualify by submitting VA documentation?[NEWLINE]agent: You can qualify for a TPD discharge by providing documentation from the VA that shows you have received a VA disability determination because you 1 have a service-connected disability that is 100 percent disabling; or 2 are totally disabled based on an individual unemployability rating.[NEWLINE]user: for vets right?[NEWLINE]agent: Correct, If you are a veteran[NEWLINE][BOUNDARY][NEWLINE]user: what is going on after we do the permanent disability discharge application? |
superseg_train_6933 | user: Hello, can you tell me what would happen if I was approved to register for TPD?[NEWLINE]agent: It is related to the TPD download but you should check if it qualifies for such a process.[NEWLINE][BOUNDARY][NEWLINE]user: What is the documentation to present?[NEWLINE]agent: It consists of verifying that you are totally and permanently disabled to qualify.[NEWLINE]user: Can you explain more about the VA documentation?[NEWLINE]agent: It is important that you look for information regarding Nelnet.[NEWLINE]user: Does the loan forgiveness program qualify to apply by contractors?[NEWLINE]agent: You have to be directly employed by a qualifying employer for your employment to count toward PSLF[NEWLINE][BOUNDARY][NEWLINE]user: what can I do if I missed sending in some employment certification forms?[NEWLINE]agent: When you apply for forgiveness, you will be asked to submit an Employment Certification Form for each employer you worked for while making the required 120 qualifying monthly payments.[NEWLINE]user: do we need to be employed at a federal job when we apply? |
superseg_train_6934 | user: What would happen if my obligation to repay my loans or satisfy my TEACH grant obligation is reinstated?[NEWLINE]agent: You would again be responsible to repay your loans with the terms of your promissory note that you signed.[NEWLINE]agent: Did you apply for a discharge of loans?[NEWLINE]user: Yes, I applied for a discharge.[NEWLINE]agent: Your status of your loans would go back to the status they were before you applied for the discharge.[NEWLINE][BOUNDARY][NEWLINE]user: What if I am a veteran that proved I am totally and permanently disabled?[NEWLINE]agent: You would be considered to have received the discharge for a federal tax purposes on the date the discharge was approved.[NEWLINE][BOUNDARY][NEWLINE]user: Do I need to resume repayment on my previously discharged loans?[NEWLINE]agent: Yes, you must resume repayment of your previously discharged loans or acknowledge that you are once again responsible to meet the terms and conditions of your TEACH grant service obligation.[NEWLINE]user: I received a TPD discharge but would like to go back to school, could I get more student loans or TEACH Grants?[NEWLINE]agent: Actually you would be able to but some conditions would need to be met.[NEWLINE]user: What if I received a TPD discharge based on VA documentation? |
superseg_train_6935 | user: Hello, can you clarify for me what is the discharge of your federal loans?[NEWLINE]agent: It mainly consists of a TPD discharge for total and permanent disability frees you from having to pay a loan, but you must qualify for such a plan.[NEWLINE]agent: It is vitally important to qualify for a TPD download.[NEWLINE]user: Please can you tell me what requirements are required to qualify?[NEWLINE]agent: Sure, it's important to complete and submit a TPD download request. also provide a series of documents that show that.[NEWLINE][BOUNDARY][NEWLINE]user: Can you advise me how I qualify for a TPD download?[NEWLINE]agent: To this end, you must meet various requirements to achieve this end.[NEWLINE]user: What documentation should you submit?[NEWLINE]agent: It is important that you find the information in the Department of Veterans Affairs.[NEWLINE]user: Can you expand that information more?[NEWLINE]agent: In addition, it is vitally important that you visit the SSA Social Security Administration.[NEWLINE]user: What is the purpose of SSA Social Security?[NEWLINE]agent: Of note, you can qualify for the plan by providing documentation from one of three sources.[NEWLINE][BOUNDARY][NEWLINE]user: Perfect, what else should I know? |
superseg_train_6936 | user: Hello, can you tell me if you have total disability can you qualify for a discharge of your federal loans?[NEWLINE]agent: Of course, it is important that you download the TPD for total and permanent disability.[NEWLINE]user: What requirements are needed to qualify for a TPD download?[NEWLINE]agent: It is noteworthy that you must complete and submit a TPD download request. In addition to sending some documents related to the topic.[NEWLINE]user: Another point to consider is whether you are eligible for a discharge of your federal student loan. Is it possible to use them to pay off student loans as well?[NEWLINE]agent: Can they also be used to pay off student loans?[NEWLINE][BOUNDARY][NEWLINE]user: How can I be eligible for a 100 percent loan download please?[NEWLINE]agent: How can I be eligible for a 100 percent loan download please?[NEWLINE]user: Why do you need to know that information?[NEWLINE]agent: You can be exempt from your loan if you were unable to complete your program because your school closed.[NEWLINE]user: What should happen to not be eligible to register your loans? |
superseg_train_6937 | user: Could you please give me some information about finding out how to get a discharge of my federal student loans if I have recently become disabled?[NEWLINE]agent: A total and permanent disability discharge relieves you from having to repay a William D. Ford Federal District Loan Direct Loan Program loan, a Federal Family Education Loan FFEL Program loan, and/or a Federal Perkins Loan or to complete a TEACH Grant service obligation.[NEWLINE]agent: Are you attempting to qualify for the total and permanent disability discharge?[NEWLINE]user: I am not at this time. I am just needing to seek information about the possibility.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Does this type of discharge actually also apply for TEACH Grant service obligations?[NEWLINE]agent: It does indeed.[NEWLINE][BOUNDARY][NEWLINE]user: I received several loans and was unable to complete any of it, or transfer credits before the school closed, is it possible for these loans to be discharged?[NEWLINE]agent: The only loans eligible for discharge are the ones for the program you didn't get to complete because of the school closure; not the ones you decided not to complete on your own and moved to another program.[NEWLINE]agent: Did you start a program and decide not to continue and move on to another field of study?[NEWLINE]user: No, that is not what happened.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Are there certain criteria I need to meet to be eligible for a discharge of my federal student loan? |
superseg_train_6938 | user: What would happen if my TPD discharge request would be denied?[NEWLINE]agent: If it is determined that you don't qualify for a TPD discharge, Nelnet will notify you of the reason for the denial of your application.[NEWLINE]user: I have not been denied, but would like to know what would happen if I could not qualify for a TPD discharge.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: If my loan would be discharged due to TPD, would I have to pay taxes on the discharged loan amount?[NEWLINE]agent: If you have showed that you are totally and permanently disabled based on documentation from the SSA or a doctor's certification meaning that you are subject to a three-year postdischarge monitoring period, you are considered to have received the discharge for federal tax purposes a the end of the postdischarge period and that is the federal tax period that you would have to use.[NEWLINE][BOUNDARY][NEWLINE]user: How should I let Nelnet know that I want to apply and request a TPD discharge?[NEWLINE]agent: You do that by phone or by e-mail.[NEWLINE][BOUNDARY][NEWLINE]user: What does Nelnet notify me of after I am declared disabled?[NEWLINE]agent: Nelnet will notify you that you will be subject to a three-year posdischarge monitoring period that begins on the date the discharge is approved, and that your obligation to repay your loans or complete your TEACH Grant service obligation will be reinstated if you don't meet certain requirements at any time during this monitoring period.[NEWLINE][BOUNDARY][NEWLINE]user: What does qualifying for a discharge relieve me of? |
superseg_train_6939 | user: What would happen if my TPD discharge request would be denied?[NEWLINE]agent: Has your request been denied?[NEWLINE]user: It has.[NEWLINE]agent: Then you already know that Nelnet has notified you of the reason for the denial of your discharge application and has explained that you may ask for reevaluation of your discharge application if you provide new information that supports your eligibility for discharge within 12 months of the date you were notified that your discharge application had been denied.[NEWLINE][BOUNDARY][NEWLINE]user: Sure. But if my application has been denied, can I choose to be approved again?. Is it easy to apply for a loan discharge approval?[NEWLINE]agent: Do you have a Direct Loan or FFEL Program loan and wish to apply for a loan discharge due to false certification?[NEWLINE]user: Yes, that is exactly what I am looking to do[NEWLINE]agent: When applying for a discharge, you will need to complete the loan discharge application that is relevant to your own personal circumstance[NEWLINE][BOUNDARY][NEWLINE]user: If I get approval for a loan discharge, how much of my loan will be discharged?[NEWLINE]agent: Have you met the eligibility requirements for a discharge on your loan? |
superseg_train_6940 | user: What about making payments?[NEWLINE]agent: The US Department of Education has several loan servicers that handle billing and other services on loans for William D. Ford Federal Direct Loans and for loans through FFEL and loans the ED later purchased.[NEWLINE]agent: Do you have automatic monthly debit of your loan payments?[NEWLINE]user: No, I have not set up automatic monthly debit payments from my checking or savings account.[NEWLINE]agent: Do you need to make a payment by postal mail?[NEWLINE]user: No, I do not mail my payment in.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Would I receive a discount for signing up for debit withdrawal of my payments?[NEWLINE]agent: Yes, you would receive.25% interest rate deduction on Direct Loans and you should contact your loan servicer for more information.[NEWLINE][BOUNDARY][NEWLINE]user: I have a concern about my student loan service. What if I have FFEL Program loans that is not owned by ED and I need to contact them?[NEWLINE]agent: Do you need to contact your FFEL Program loans not owned by ED servicer?[NEWLINE]user: Yes, I do need to contact them about details. |
superseg_train_6941 | user: Hi there. I would like to get some information related to the repayment of loans.[NEWLINE]agent: Sure, we can help you to make a plan to successfully repay your loan.[NEWLINE][BOUNDARY][NEWLINE]user: Great. And when do I have to start paying this loan?[NEWLINE]agent: You start paying once you graduate., drop below half-time enrollment or if you leave school.[NEWLINE]agent: Is your student loan a direct subsidized or unsubsidized one or a federal family education loan?[NEWLINE]user: Not really... Well, I am not sure.[NEWLINE]agent: Is your loan a plus one?[NEWLINE]user: Yes, the one I got is that one.[NEWLINE]agent: Great. If that's the case you'll start to repay your loan just before it's payout.[NEWLINE][BOUNDARY][NEWLINE]user: I have a question in relation to my loan, is there any other option that I could have in regards to repayments, other than deferment or forbearance?[NEWLINE]agent: It could be worth looking at another plan such as an income-driven repayment plan before you choose forebearance or deferment.[NEWLINE][BOUNDARY][NEWLINE]user: Something more about the types of loans eligible for deferment, what if I am no longer eligible for the requirements for this loan? |
superseg_train_6942 | user: Hello, I need information related to student payments please?[NEWLINE]agent: It is vitally important that you develop a plan that allows you to pay off your loan on time.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me what the grace period consists of?[NEWLINE]agent: Of course, it is a plan that applies to most types of federal loans.[NEWLINE]user: Can you give me more information on that topic?[NEWLINE]agent: This plan applies after graduation.[NEWLINE]user: What does that plan consist of?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What electronic media does the information reach?[NEWLINE]agent: Keep an eye on his email, usually the information arrives by this means.[NEWLINE][BOUNDARY][NEWLINE]user: Concerning Temporary Relief? What happens during the period of deferment or forbearance?[NEWLINE]agent: Interest will accrue during your period of deferment or forbearance except in cases like one offered as a result of COVID-19 national emergency.[NEWLINE][BOUNDARY][NEWLINE]user: Are my federal student loans able to be transferred from my current administrator to another administrator? |
superseg_train_6943 | user: who are we really dealing with when we get a direct loan?[NEWLINE]agent: The U.S. Department of Education uses several loan servicers to handle the billing and other services on loans for the William D. Ford Federal Direct Loan Program[NEWLINE]agent: Did you have any questions on automatic debits?[NEWLINE]user: nope I will pay another way[NEWLINE]agent: Would you like to know how to make a payment by postal mail?[NEWLINE]user: no I want to know more about loans[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: what other loans do other places handle for you?[NEWLINE]agent: The U.S. Department of Education also uses several loan servicers to handle the billing and other services on loans for that were made under the Federal Family Education Loan Program and that ED later purchased.[NEWLINE]agent: Would you like information on repayment plan options?[NEWLINE]user: no you answered what I needed thank you[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can you give me more info about the General Forbearance? What is the significance of calling a general forbearance by a different name?[NEWLINE]agent: It is called a discretionary forbearance because the loan servicer can decide to grant the request.[NEWLINE][BOUNDARY][NEWLINE]user: Okay. Now in terms of loan eligibility and deferment, what loans are liable for non-payment during the post-deferment grace period? |
superseg_train_6944 | user: What is something I should do before student loan repayment begins?[NEWLINE]agent: You should have a plan that would keep you on track to pay back your loan on time and in full before repayment begins.[NEWLINE][BOUNDARY][NEWLINE]user: Should I contact my loan servicer if I am struggling to make payments?[NEWLINE]agent: Yes, it is a wise decision to contact your loan servicer if you are struggling to make your payments.[NEWLINE][BOUNDARY][NEWLINE]user: What is the grace period for federal student loans?[NEWLINE]agent: For federal student loans the grace period is after you graduate, leave school, or drop below half-time, you would have a six month grace period and sometimes 9 months for Perkins Loans.[NEWLINE][BOUNDARY][NEWLINE]user: Is it possible to make a payment to another loan servicer if I don't want to use Great Lakes or Nelnet?[NEWLINE]agent: Yes you can. You can also get a 0.25% interest rate deduction when you participate in automatic debit.[NEWLINE][BOUNDARY][NEWLINE]user: Where can I find out more about payments to Great Lakes or Nelnet?[NEWLINE]agent: If you have an account with Great Lakes or Nelnet visit your account dashboard for more information.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a way that I can make sure that I never miss a payment of my loan? |
superseg_train_6945 | user: Hi, I need to make regular payments on my student loan. What sort of options are available to make this easier for me?[NEWLINE]agent: You can set up a Standard Repayment Plan with your loan servicer. If this does not work for you you can tell your loan servicer that you would like a different repayment plan. It is best to contact your loan servicer about repayment of your loan.[NEWLINE]agent: Would you like to schedule an automatic monthly electronic debit for the repayment of your loan?[NEWLINE]user: No I don't think I would like that.[NEWLINE]agent: Would you prefer to made a payment on your loan by sending a check by mail?[NEWLINE]user: Yes I would like to pay by check.[NEWLINE]agent: That can be done. You will have to contact your loan servicer and ask for their mailing address and you can then mail them a check.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to inquire about what would happen to my loan if I stop making payments while my deferment application is pending?[NEWLINE]agent: You loan will be considered delinquent and you might go into default.[NEWLINE][BOUNDARY][NEWLINE]user: On a somewhat related note, with my current loans. What are my options to make my loan payment?[NEWLINE]agent: You can contact your loan servicer who will advise you as to how to make payments on your loan.[NEWLINE][BOUNDARY][NEWLINE]user: Okay, thanks for the heads up, I'll remember that. Another thing I'd like to learn more about is loan transfers, could you assist me? |
superseg_train_6946 | user: Could you possibly give me some tips and pointers on developing a plan that would put me on track for student loan repayment in full and on time?[NEWLINE]agent: Before your repayment begins, develop a plan that puts you on track.[NEWLINE][BOUNDARY][NEWLINE]user: Is there any way to get an interest rate deduction on a Direct Loan?[NEWLINE]agent: If you schedule an automatic monthly electronic debit of your loan payment from your bank account, you may receive a 0.25% interest rate deduction on your Direct Loan.[NEWLINE][BOUNDARY][NEWLINE]user: Who Should I Contact About Loan Information?[NEWLINE]agent: If you re no longer in school, contact your loan servicer when you change your name, address, or phone number ; need help making your loan payment.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a way to identify my servicer, too?[NEWLINE]agent: Yes. We have a list of loan servicers for loans that the U.S Department of Education ED owns.[NEWLINE]agent: Do you want to find out who your loan servicer is?[NEWLINE]user: Yes, exactly.[NEWLINE]agent: In that case you can call the Federal Student Aid Information Center FSAIC at 1 - 800 - 433 - 3243.[NEWLINE][BOUNDARY][NEWLINE]user: What if I have loans from the HEAL program, in default? |
superseg_train_6947 | user: how student loan payments are handled[NEWLINE]agent: Well the US Department of Education uses multiple loan managers to handle billing and other loan services for the William D. Ford Federal Direct Loan Direct Loan Program and for loans made under the FFEL Program of Federal Family Education Loans and that ED later purchased[NEWLINE]agent: do you want to make a payment?[NEWLINE]user: If I want to know more about this topic and make payments[NEWLINE]agent: You will receive a 0.25% interest rate deduction on direct loans. Contact your loan servicer for more information.[NEWLINE][BOUNDARY][NEWLINE]user: By the way, who can I contact to give me information on whether these loans are for this year or the next?[NEWLINE]agent: Your school's financial aid office must have that information[NEWLINE][BOUNDARY][NEWLINE]user: What if I've fallen behind on one or more loan payments? What should I try to stay away from?[NEWLINE]agent: One thing you definitely want to avoid is going default! This occurs when you are at least nine months behind on your student loan. The consequences of default include damage to your credit rating and future indebtedness.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question regarding the Military Service and Post-Active Duty Student Deferment. What will happen if I am in the military and want a deferment?[NEWLINE]agent: You will have to complete the Military Service and Post-Active Duty Student Deferment Request.[NEWLINE][BOUNDARY][NEWLINE]user: something else I want to ask about FAFSA. What is causing the totals reported last year to be different?[NEWLINE]agent: contact your loan servicer to find out your options.[NEWLINE][BOUNDARY][NEWLINE]user: How can I make a payment by post?[NEWLINE]agent: you must contact your loan servicer for the mailing address[NEWLINE][BOUNDARY][NEWLINE]user: Can you forgive the student loan? |
tiage_train_0 | user: hey! do you love cats?[NEWLINE]agent: hey... i am a dog person, i have two[NEWLINE]user: ah that is cool, i have two cats and got a collection of 1000 hats for them![NEWLINE]agent: wow!!! that is a lot lol[NEWLINE][BOUNDARY][NEWLINE]user: yeah, i have a weakness for cats and vanilla ice cream, they are the best![NEWLINE]agent: my weakness is eating when i am bored[NEWLINE][BOUNDARY][NEWLINE]user: what is your favorite season? mine is winter![NEWLINE]agent: i am a summer girl[NEWLINE][BOUNDARY][NEWLINE]user: have you ever watched the olympics? i won a gold medal in 1992![NEWLINE]agent: cool what did you win for?[NEWLINE]user: it was in the 100 meter dash! i got 7 seconds![NEWLINE]agent: wow!! i just run on my treadmill lol[NEWLINE]user: nothing like a good exercise![NEWLINE]agent: yes and i love the rower machine[NEWLINE]user: row row row your boat gently down the stream, when you see a crocodile...[NEWLINE]agent: lol nursery r h y m e s |
tiage_train_1 | user: i love bunnies! i wish i would open a bunny daycare or hotel.[NEWLINE][BOUNDARY][NEWLINE]agent: that is a cool idea. how are you today?[NEWLINE]user: a little tired. worked all day today at the shipyard.[NEWLINE]agent: i just got back from school, not a big fan of it though.[NEWLINE][BOUNDARY][NEWLINE]user: you should join the military. i am ex military. girls love uniforms ;[NEWLINE]agent: i have never considered it. maybe it would help me make some more friends.[NEWLINE]user: i joined the navy because i like navy blue, but infantry has sexy uniforms also.[NEWLINE]agent: i will definitely keep the in mind if i join.[NEWLINE][BOUNDARY][NEWLINE]user: i donate part of my salary to my bunny rescue. you should too.[NEWLINE]agent: do you have any bunnies?[NEWLINE]user: not anymore. i ate them all.[NEWLINE]agent: wow! you have quite the appetite.[NEWLINE][BOUNDARY][NEWLINE]user: yeah, i like to eat. what do you do for a living?[NEWLINE]agent: i am a receptionist at a dentist office |
tiage_train_2 | user: hi how are you tonight?[NEWLINE]agent: i am worn out from work today. how are you?[NEWLINE]user: me too! i am trying to train for a 5k[NEWLINE][BOUNDARY][NEWLINE]agent: i used to run. i work at a convenience store.[NEWLINE]user: oh well i am in high school but i know what i want to do[NEWLINE]agent: what do you want to do?[NEWLINE]user: i want to be a physical therapist[NEWLINE]agent: that sounds like a good job. i am the manager at the store that i work at.[NEWLINE]user: that is cool. i try to make all straight as so i can achieve my goa[NEWLINE][BOUNDARY][NEWLINE]agent: great! do you like taylor swift? i met her once.[NEWLINE]user: yeah she is cool. she seems nice and her songs are catchy[NEWLINE][BOUNDARY][NEWLINE]agent: i have her latest album in my car. i have a nissan.[NEWLINE]user: nice! hopefully i will get a car when i graduate[NEWLINE]agent: what kind of car do you want? |
tiage_train_3 | user: hi, my name is kate and i am from ohio.[NEWLINE]agent: hello miss! i m ben and i m grounded for not picking up my toys[NEWLINE][BOUNDARY][NEWLINE]user: i am sorry to hear that. do you like pizza?[NEWLINE]agent: when mommy orders it. what do you like on your pizza?[NEWLINE]user: it is my favorite food. i really like it with black olives on it. you?[NEWLINE][BOUNDARY][NEWLINE]agent: i like the red stuff underneath the cheese! how old are you?[NEWLINE]user: i am thirty years old and i work at a supermarket in my town.[NEWLINE]agent: is that where my parents pick up the food?[NEWLINE]user: i am not sure if it is the same one.[NEWLINE][BOUNDARY][NEWLINE]agent: do you have any pets?[NEWLINE]user: i have a cat. his name is spook. what about you?[NEWLINE]agent: i have a turtle. i named him leo[NEWLINE]user: that is cool. how did you get a turtle?[NEWLINE]agent: my best friend got it for me. he lives across he street[NEWLINE][BOUNDARY][NEWLINE]user: that was sweet of him. do you like music?[NEWLINE]agent: i like what barney sings![NEWLINE]user: you may not know them, but the who is a great band![NEWLINE]agent: daddy listens to them all the time! |
tiage_train_4 | user: hi. i do not like working as a car salesman.[NEWLINE][BOUNDARY][NEWLINE]agent: i recently broke my arm so i am not working[NEWLINE]user: what happened? it is hard to do anything with a broken arm.[NEWLINE]agent: i blame my skateboarding friends[NEWLINE][BOUNDARY][NEWLINE]user: do you think 40 is too old to go back to school?[NEWLINE]agent: yes, you should retire and learn to knit[NEWLINE][BOUNDARY][NEWLINE]user: no money. once i get paid my wife goes shopping. never get married.[NEWLINE]agent: good advise, thank you for that[NEWLINE][BOUNDARY][NEWLINE]user: where do you work?[NEWLINE]agent: i try to avoid working at all[NEWLINE]user: it is hard for me. i do not like telling people to buy something.[NEWLINE][BOUNDARY][NEWLINE]agent: i just want to live free[NEWLINE]user: nothing is free. unless you win the lottery.[NEWLINE]agent: it could happen one day[NEWLINE][BOUNDARY][NEWLINE]user: are you married or are you at home with your parents?[NEWLINE]agent: anything is possible right? |
tiage_train_5 | user: hi, i am taking a break from studying my computer programming[NEWLINE]agent: what is computer programming, i am new to the united states.[NEWLINE]user: i am from india so i understand. it is telling computers how to run programs[NEWLINE][BOUNDARY][NEWLINE]agent: cool, i was born in somalia, but my aunt helped me escape.[NEWLINE]user: that was nice of her! my aunt taught me how to swim[NEWLINE]agent: i had to get away, i was forced to marry young, but now i am happy[NEWLINE]user: did you take your spouse with you?[NEWLINE]agent: no, i had to escape him. it was not fun times.[NEWLINE]user: i am sorry. i am glad you are safe now[NEWLINE][BOUNDARY][NEWLINE]agent: thank you, do you do anything in your free time?[NEWLINE]user: i love death metal music. i listen and write some too.[NEWLINE]agent: death metal, is that the music you get whip lash from?[NEWLINE][BOUNDARY][NEWLINE]user: yeah! i also coach competitive swimming.[NEWLINE]agent: swimming is fun! have you met any olympians? |
tiage_train_6 | user: hi there how are you tonight?[NEWLINE]agent: i am tired from milking the cows.[NEWLINE]user: well i know i am strong for a 100 but i do not think i can do that[NEWLINE]agent: 100?! that is older then my dad! would you make your son milk cows?[NEWLINE]user: yea because i sure cant do it[NEWLINE][BOUNDARY][NEWLINE]agent: i would rather be coloring in my books! do you like sports?[NEWLINE]user: yes i have love baseball all my life[NEWLINE][BOUNDARY][NEWLINE]agent: i like to watch hockey with my dad. do you have any kids?[NEWLINE]user: yes 8 kids 24 grandkids and counting[NEWLINE][BOUNDARY][NEWLINE]agent: wow! i can not even count that high! i have a pet though. do you?[NEWLINE]user: no but i should i heard they are great companions[NEWLINE][BOUNDARY][NEWLINE]agent: dad got me a german sheperd to help on the farm. where do you live?[NEWLINE]user: in california but i want to move to france[NEWLINE]agent: france is a long ways away! will you drive there?[NEWLINE]user: no way i would die on the way il fly there[NEWLINE][BOUNDARY][NEWLINE]agent: do they let people as old as you on planes, mister? |
tiage_train_7 | user: what do you do in your spare time?[NEWLINE]agent: i recently quit my job, moved in to monastery to pursue my spirituality.[NEWLINE]user: that is incredibly brilliant. congratulations[NEWLINE]agent: i appreciate that. are you a spiritual person, may i ask?[NEWLINE]user: yes i am actually. i became very close to god after surviving cancer[NEWLINE]agent: you are amazing. thank you for sharing.[NEWLINE]user: you are as well. an inspiration. i must remember you when training my clients[NEWLINE]agent: what is it that you do?[NEWLINE]user: i actually just started as a life coach[NEWLINE]agent: peace be with you as you embark on your new journey[NEWLINE]user: thank you. that means a lot to me[NEWLINE][BOUNDARY][NEWLINE]agent: live in he wilderness of alaska now, we do not have many life coaches here.[NEWLINE]user: it is very much needed. people need guidance[NEWLINE][BOUNDARY][NEWLINE]agent: i agree fully. do you believe in meditation? my meditation time has brought me much peace[NEWLINE]user: i meditate right before i run a big marathon and it helps me keep my stamina.[NEWLINE]agent: good for you! i have never ran a marathon, but i certainly admire your determination! |
tiage_train_8 | user: hello how are you this fine day?[NEWLINE]agent: i am good! counting the days till i can move out. and you?[NEWLINE]user: i am playing some role playing games online today. i love the internet, probably too much![NEWLINE]agent: my job at burger king is taking away all of my video game time.[NEWLINE]user: i work in fast food also.[NEWLINE]agent: my coworkers are always complaining i burn the burgers. you are not my parents![NEWLINE]user: i tried to go to school to be a vet. i hated it![NEWLINE][BOUNDARY][NEWLINE]agent: do you drink or do drugs?[NEWLINE][BOUNDARY][NEWLINE]user: i do not. do you dye your hair? i do every 3 months.[NEWLINE]agent: ok good. but why dye your hair? that is, like, drugs for your hair.[NEWLINE]user: i love to dye it blue. red reminds me of blood and i faint from that![NEWLINE]agent: blue!? blue!? i hate blue! ree!!![NEWLINE]user: what color should i dye it?[NEWLINE]agent: black, like my soul. i am very depressed from working at burger king.[NEWLINE]user: that is deep. i could do black. my natural hair color is blond.[NEWLINE]agent: blond is perfectly fine. you should just keep it like that. |
tiage_train_9 | user: hello, how are you doing today?[NEWLINE][BOUNDARY][NEWLINE]agent: okay. i go to school. i like disney world.[NEWLINE]user: oh i love disney world. it has a beach nearby and i love the beach.[NEWLINE][BOUNDARY][NEWLINE]agent: do you like playing on the swings at the playground?[NEWLINE][BOUNDARY][NEWLINE]user: i normally do not go to the playgrounds much anymore. how old are you?[NEWLINE]agent: i am nine years old. how old are you?[NEWLINE]user: oh! i am 27 years old. i am also an elementary school teacher.[NEWLINE][BOUNDARY][NEWLINE]agent: what grade do you teach? i am in third. do you like mickey mouse?[NEWLINE]user: i teach 4th grade. i love mickey mouse. i decorate my classroom with him[NEWLINE]agent: i bet you would love disney world. do you ever go?[NEWLINE]user: someday i would like to. i am saving up. have you ever been?[NEWLINE]agent: every year. i am lucky. would you like to go with me?[NEWLINE]user: oh that is a sweet offer. you have to ask your parents first![NEWLINE]agent: my dad will take you. he has lot of money. where are your vacations?[NEWLINE]user: i do not take many. i play board games mostly... teachers do not make much money[NEWLINE][BOUNDARY][NEWLINE]agent: i will ask my dad. do you play video games? i like them. |
tiage_train_10 | user: hello! how are you doing today?[NEWLINE]agent: hi. i am doing great. thanks for asking. and you?[NEWLINE]user: i am doing great! i am just building a model house[NEWLINE]agent: cool. i volunteer at various places at the moment[NEWLINE]user: that is nice, what places?[NEWLINE]agent: church, high school tutoring, publishing houses[NEWLINE][BOUNDARY][NEWLINE]user: i work part time because i cant leave my cats alone long[NEWLINE]agent: wow. how many cats do you have?[NEWLINE]user: i have a total of 5 cats[NEWLINE][BOUNDARY][NEWLINE]agent: nice. what do you think of someone growing up poor?[NEWLINE]user: i honestly think it makes them a better person[NEWLINE]agent: well i asked because i grew up poor during several periods[NEWLINE]user: i am sorry to hear. at least your living![NEWLINE][BOUNDARY][NEWLINE]agent: yes, it is well. enough about me. how about your favorite past times?[NEWLINE]user: i just like to spend time with my cats[NEWLINE][BOUNDARY][NEWLINE]agent: ok. what about favorite foods? cheeseburgers? |
tiage_train_11 | user: hey, what are you planning for today?[NEWLINE]agent: oh not much, my name is heather and just looking to chat with people[NEWLINE]user: i like chatting too, it is how i got homecoming queen talking to everyone[NEWLINE][BOUNDARY][NEWLINE]agent: what is your name and do you have any hobbies?[NEWLINE]user: kris, i run, training to run a k, how about yourself any hobbies?[NEWLINE][BOUNDARY][NEWLINE]agent: ha, ha that is funny my husband was homecoming king in high school[NEWLINE][BOUNDARY][NEWLINE]user: how long are you married? did you go to college?[NEWLINE][BOUNDARY][NEWLINE]agent: i like books. not much time now that i am going to have a baby[NEWLINE]user: oh congrats! i read a lot need, the a hope to be a physical therapist[NEWLINE]agent: i got my degree from college, i have been married for 3 years[NEWLINE]user: cool, i want so badly to finish high school and go to college[NEWLINE][BOUNDARY][NEWLINE]agent: so how old are you kris?[NEWLINE]user: 17, but feels older. how about you?[NEWLINE]agent: do not be so eager to grow up its not as fun as you may think[NEWLINE]user: i know but you get to make your own decisions[NEWLINE]agent: i am 27 and wish i was 17 again ha ha |
tiage_train_12 | user: hey! how are you doing today?[NEWLINE]agent: hi! doing great. where are you from?[NEWLINE]user: i am from the south in the us. what about you?[NEWLINE]agent: i live in hawaii and i work from home.[NEWLINE][BOUNDARY][NEWLINE]user: beautiful place. i have a dog walking business. do you have pets?[NEWLINE]agent: it is. i love it here. i have 2 dogs they love it here too.[NEWLINE]user: good to talk to a fellow dog lover! we have three.[NEWLINE][BOUNDARY][NEWLINE]agent: awesome! will you dress them up for halloween?[NEWLINE]user: yeah, we will go all out this year! do you have any plans?[NEWLINE]agent: we are gonna watch a bunch of horror movies. have you seen the new it?[NEWLINE]user: have not gotten the chance, maybe this week. you a big horror movie buff?[NEWLINE]agent: horror movies are my favorite![NEWLINE]user: perfect time of the year for them![NEWLINE]agent: my thoughts exactly. nice chatting, have a great day! |
tiage_train_13 | user: what do you do for work?[NEWLINE]agent: i am a school teacher, who about you?[NEWLINE]user: i work on my parents farm[NEWLINE]agent: i bet that is hard work[NEWLINE]user: it is, but its a lifestyle[NEWLINE][BOUNDARY][NEWLINE]agent: true do you have any hobbies outside of the farm?[NEWLINE]user: i love listening to country music, its the best genre[NEWLINE]agent: i love photography and foreign language[NEWLINE]user: those sound like fun hobbies[NEWLINE]agent: they are very simple but enjoyable[NEWLINE][BOUNDARY][NEWLINE]user: do you have any pets?[NEWLINE]agent: unfortunately no, do you have any?[NEWLINE]user: yes, a cow. it seems strange, but they are the best pets![NEWLINE]agent: now that is unusual but interesting. |
tiage_train_14 | user: hi how are you today[NEWLINE]agent: i am doing well how about you?[NEWLINE]user: doing good just waiting on the baby birth[NEWLINE]agent: aww congratulations. it must be exciting.[NEWLINE]user: we are having triplets so very excited[NEWLINE]agent: ow wow now that will be hard task[NEWLINE]user: yeah do you have kids?[NEWLINE]agent: no i sadly do not. i never been one to hold a steady relationship[NEWLINE]user: i just got remarried with step children[NEWLINE]agent: and now you are having triplets. now that will be a huge family[NEWLINE][BOUNDARY][NEWLINE]user: and i work at a school so kids everywhere[NEWLINE]agent: are you a teacher? or work in administration?[NEWLINE]user: i am a teacher where do you work?[NEWLINE]agent: i am self employed. what subject do you teach[NEWLINE]user: i teach early childhood[NEWLINE]agent: that is cool. my mother is actually the chair of and education department |
tiage_train_15 | user: hello. how is it going today?[NEWLINE]agent: good, studying the lsat today. how about you?[NEWLINE]user: i am good. i have a big home library if you are interested.[NEWLINE][BOUNDARY][NEWLINE]agent: really? i am wanting to be an attorney. where are you from[NEWLINE]user: new mexico. i am a tour guide at a local museum there.[NEWLINE]agent: i used to live in nm! i lived in a small town outside abq.[NEWLINE]user: cool. i love living here. i am partially deaf and people are understanding.[NEWLINE][BOUNDARY][NEWLINE]agent: they are. we had horses, do you ride?[NEWLINE][BOUNDARY][NEWLINE]user: no. i prefer to hang out in the mall. i love drinking fancy tea.[NEWLINE]agent: tea i am more of a coffee gal, have to study late.[NEWLINE]user: that makes sense. soon you will be a lawyer, right?[NEWLINE][BOUNDARY][NEWLINE]agent: i hope, have to get good scores first. how is your museum?[NEWLINE]user: it is a small one but we get quite a lot of visitors because entrance is free.[NEWLINE]agent: neat. i grew up with horses, is there anything about horses there? |
tiage_train_16 | user: hi. do you like country music?[NEWLINE]agent: it is ok. i prefer rock[NEWLINE]user: i am a country singer. i wish i was a rock singer though.[NEWLINE]agent: that is cool. are you famous?[NEWLINE]user: yes, but due to my record contract, i cannot tell you my name. are you famous?[NEWLINE]agent: only at my high school. i just won homecoming queen actually[NEWLINE]user: congratulations. i did not go to school because of my musical career. is your crown nice?[NEWLINE][BOUNDARY][NEWLINE]agent: it is gorgeous! what do you do for fun?[NEWLINE]user: go to national parks. think about what i missed out on in high school. you?[NEWLINE]agent: i run all the time. i want to run a 10k one day.[NEWLINE]user: i believe in you. are you on the track team?[NEWLINE]agent: yes i am. but i want to be a physical therapist when i am an adult[NEWLINE]user: i want to be a rock singer.[NEWLINE]agent: you should go for it! |
tiage_train_17 | user: hello! how are you doing today?[NEWLINE]agent: i am great. third grade is tiring though even though i do not have any responsibilities.[NEWLINE][BOUNDARY][NEWLINE]user: funny. well, beats being alone, recluse that i am.[NEWLINE]agent: i am hermit. i am like mickey mouse without disney land.[NEWLINE]user: oh. like me. i do not go out much because of my water allergy[NEWLINE]agent: so i guess your name is not neptune.[NEWLINE][BOUNDARY][NEWLINE]user: no. adam. i am famous for my twitch streaming.[NEWLINE][BOUNDARY][NEWLINE]agent: i do not video games because i am always at the playground with all my classmates[NEWLINE][BOUNDARY][NEWLINE]user: it is fun! i helped make starcraft. have you played it?[NEWLINE]agent: no. i have played halo it is fun.[NEWLINE][BOUNDARY][NEWLINE]user: indeed. now i am into building robots now though.[NEWLINE]agent: robots may take over the world[NEWLINE]user: sure. i am building one to be my body double. is that not fun?[NEWLINE]agent: i wish there was two of me so i could be double trouble. |
tiage_train_18 | user: how are you doing today[NEWLINE]agent: i am good! grading papers all day, you?[NEWLINE]user: i am alright just recording[NEWLINE]agent: what are you recording? that sounds interesting.[NEWLINE]user: music in my studio my kids like it[NEWLINE]agent: do you like the band up? i saw them once.[NEWLINE]user: i used to. i am into newer stuff now[NEWLINE]agent: i cannot wait to go to the beach on vaca this year.[NEWLINE]user: have you been there before[NEWLINE]agent: i try to go every year with my parents. they were teachers too.[NEWLINE]user: all in the family career wise nice[NEWLINE]agent: yeah, i followed in their footsteps.[NEWLINE]user: you must have a lot to talk to them about[NEWLINE]agent: sometimes. the little kids i teach always make or a good story.[NEWLINE]user: i am sure that they do[NEWLINE][BOUNDARY][NEWLINE]agent: what else do you enjoy? |
tiage_train_19 | user: good evening from alabama! where are you at?[NEWLINE]agent: hi, i am in nevada. i am listening to country music.[NEWLINE][BOUNDARY][NEWLINE]user: tacos are my favorite, do you have any great food trucks there?[NEWLINE]agent: yes we do, i am a store manager and we sell really good tacos.[NEWLINE]user: my three sisters would love that. my brother, not so much.[NEWLINE][BOUNDARY][NEWLINE]agent: taylor swift walked into my store the other day! it was awesome![NEWLINE]user: i am not fond of her. i think i would have escaped.[NEWLINE]agent: really? i cut my hair like hers short and brown.[NEWLINE]user: i prefer metal. i do not like country at all.[NEWLINE]agent: i like metal too but the old school, like lyda ford.[NEWLINE]user: i love her and ozzy in close your eyes. it is one of my favorites.[NEWLINE][BOUNDARY][NEWLINE]agent: oh man you hit the spot! i play it loud in my nissan pathfinder.[NEWLINE]user: i drive a jeep wrangler. i mix it up with tupac.[NEWLINE]agent: california knows how to party![NEWLINE]user: true that! somewhere between psalms 31 and tupac is me, lol[NEWLINE]agent: i am more like john 316 and cypress hill. |
tiage_train_20 | user: hello, how are you doing this afternoon? do you like metal music?[NEWLINE]agent: i am good and no i like country[NEWLINE][BOUNDARY][NEWLINE]user: i love america, i have only been here two years, i am from india.[NEWLINE]agent: cool! i have not traveled much since my transplant[NEWLINE]user: i am sorry, are you okay?[NEWLINE]agent: i am yes, when i was born my heart was on the outside[NEWLINE]user: what was that like? i am a boring computer student.[NEWLINE]agent: it was crazy growing up i could not play like most boys[NEWLINE]user: that is so sad. i loved my childhood playing with my friends.[NEWLINE]agent: i bet, i learned to do magic like moving things with my mind[NEWLINE][BOUNDARY][NEWLINE]user: that is very interesting, can you swim?[NEWLINE]agent: yes i enjoy swimming a lot[NEWLINE]user: i am a coach, if you need to brush up on your skills, let me know.[NEWLINE]agent: thank you for the offer, i could use some pointers[NEWLINE]user: you are most welcome. we all must do our part to make the world better.[NEWLINE]agent: i agree with you! i like helping at animal shelters |
tiage_train_21 | user: i love to play guitar, i was only three when i started[NEWLINE]agent: my parents were killed by a clown when i was three. i was then adopted[NEWLINE][BOUNDARY][NEWLINE]user: hi, how are you? do you like country music? i am a singer.[NEWLINE]agent: it is alright. i am more of a pop fan myself[NEWLINE]user: sad, i am sorry, did they every caught the clown?[NEWLINE]agent: no. now i get scared whenever i see one[NEWLINE]user: lets be happy and not think about that, i love national parks[NEWLINE]agent: i recently got a job! now i work at a gas station[NEWLINE][BOUNDARY][NEWLINE]user: do you like rascal flats? they are my favorite band.[NEWLINE]agent: not really. but my adopted dad likes them[NEWLINE]user: now that is something happy to talk about! i work in the industry[NEWLINE]agent: what industry do you work in?[NEWLINE][BOUNDARY][NEWLINE]user: okay, so tell me more about yourself[NEWLINE]agent: i am single. though my dad keeps setting me up on blind dates[NEWLINE]user: in the factory, that is what i mean[NEWLINE]agent: cool. what do you make? |
tiage_train_22 | user: i am addicted to the internet that is why i want to work from home[NEWLINE]agent: i love the internet it makes me think i can over take the world[NEWLINE]user: it is a dream to work from home and play role play games[NEWLINE]agent: yes i use to paint for job. but now i am a maid or housekeeper[NEWLINE]user: i know how you feel, i do not like being a veterinarian[NEWLINE]agent: at 56 i am looking forward to retirement[NEWLINE]user: do you see blood as a maid? it makes me faint.[NEWLINE]agent: i see just about everything no blood though.[NEWLINE]user: you are too young to retire, what you going to do?[NEWLINE]agent: i may visit my grown children since they never visit me.[NEWLINE][BOUNDARY][NEWLINE]user: that is so good to know, it really scares me[NEWLINE][BOUNDARY][NEWLINE]agent: as a older woman i wish i could have plastic surgery.[NEWLINE][BOUNDARY][NEWLINE]user: it is good that you visit them, you do your part[NEWLINE][BOUNDARY][NEWLINE]agent: i use to be wrinkle free but the years of time are not kind[NEWLINE]user: why is that? natural is beauty.[NEWLINE]agent: yes but it is hard to look at sagging skin and eyes |
tiage_train_23 | user: do you want to hear something strange?[NEWLINE]agent: sure! i would love to! what is it?[NEWLINE]user: i am due to have my fifth set of twins in two months![NEWLINE][BOUNDARY][NEWLINE]agent: wow. my boyfriend would go crazy. we just moved into a house.[NEWLINE]user: we just bought our first home. we were living in a two bedroom apartment before.[NEWLINE]agent: nice. i enjoy taking walks around my neighbor hood.[NEWLINE]user: i wish i had time for walks. my job at the bank keeps me busy.[NEWLINE][BOUNDARY][NEWLINE]agent: yeah. i get busy too. all i ever eat is hamburgers and french fries[NEWLINE]user: oh my! that is a poor diet.[NEWLINE]agent: yah bi i never drink any soda. i do not like it[NEWLINE]user: well that is good. i have not had soda since before i got pregnant.[NEWLINE]agent: oh ok. good for you then![NEWLINE][BOUNDARY][NEWLINE]user: we should go on a walk together sometime.[NEWLINE]agent: sure! i would love that! |
tiage_train_24 | user: what do you like to do in your free time?[NEWLINE]agent: hi! well, i usually like to take care of my looks hair, nail, tanning.[NEWLINE][BOUNDARY][NEWLINE]user: what do you do as a profession?[NEWLINE]agent: i do not have one yet, i am thinking about college. what about you?[NEWLINE]user: ah, i see. well, i have two jobs, but my side job is the interesting one.[NEWLINE]agent: tell me about the interesting one. what is it like?[NEWLINE]user: i am an actor of sorts... a stunt double! it is really interesting work.[NEWLINE]agent: wow, i have never met an actor! you must be very fit.[NEWLINE][BOUNDARY][NEWLINE]user: surprisingly enough, too, i have never broken a bone. tell me something else about yourself.[NEWLINE]agent: well, i seem to always be on a diet... even though i love food...[NEWLINE]user: could you tell me more about that?[NEWLINE]agent: i want to look my best. exercising alone does not seem to cut it.[NEWLINE][BOUNDARY][NEWLINE]user: i guess that does make sense. do you like to read?[NEWLINE]agent: not really. school was so boring, and they forced us to read boring stuff.[NEWLINE]user: reading was boring to me in school, too. but i read lots now.[NEWLINE]agent: what do you read? my sister says fantasy novels are the best. |
tiage_train_25 | user: good evening. what are you up to?[NEWLINE]agent: hello, how are you? i am well. i like to shop for shoes and watches.[NEWLINE]user: i do not shop much. prefer to relax at home with my cow.[NEWLINE][BOUNDARY][NEWLINE]agent: what do you do? i am work for a watch dealer.[NEWLINE]user: no wonder you like watches! i am a commercial electrician[NEWLINE]agent: wonderful! yeah, however, my family does not support my choice of career.[NEWLINE]user: why not? family is important.[NEWLINE][BOUNDARY][NEWLINE]agent: i am not sure why they do not. do you like cars?[NEWLINE]user: i do! i love trucks especially. i drive a big f 250[NEWLINE]agent: lovely truck! i dream of owning a rolls royce ghost one day.[NEWLINE][BOUNDARY][NEWLINE]user: that would be lovely. do you like music too? or just cars?[NEWLINE]agent: i enjoy both. i like all kinds of music.[NEWLINE]user: i only like country. play it all day on the farm.[NEWLINE]agent: there are some great country music songs out at the moment. i prefer old stuff.[NEWLINE][BOUNDARY][NEWLINE]user: i feel you. do you have any other hobbies?[NEWLINE]agent: i mostly just take care of my children. nice meeting you. goodnight. |
tiage_train_26 | user: hey there buddy boy boyo[NEWLINE]agent: hello, you have any hobbies?[NEWLINE]user: i can listen to britney spears all day[NEWLINE]agent: awesome i like listening to it while i play tennis.[NEWLINE][BOUNDARY][NEWLINE]user: i love to spend money that i did not earn[NEWLINE]agent: oh, i see that a lot in my insurance office.[NEWLINE]user: what do you do for a living?[NEWLINE]agent: since i was fired i found a job in insurance.[NEWLINE]user: what is the pay like?[NEWLINE]agent: it is ok, but my dad made a ton before he passed away.[NEWLINE]user: i am sorry. at least he is in a better place now.[NEWLINE]agent: it is ok, i was pretty young when it happened.[NEWLINE][BOUNDARY][NEWLINE]user: do you like to tan?[NEWLINE]agent: i normally get tanned from playing softball which i love.[NEWLINE]user: i am too lazy to play sports[NEWLINE]agent: oh, deal i love playing sports. |
tiage_train_27 | user: hi there, i am bob.[NEWLINE]agent: hi there. how are you tonight?[NEWLINE]user: i am amazing as always.[NEWLINE]agent: you like skiing? i love skiing. i love anything to with winter actually.[NEWLINE][BOUNDARY][NEWLINE]user: i spend so much money[NEWLINE]agent: i spend my extra money on hats. what do you buy?[NEWLINE]user: britney spears and her old clothing[NEWLINE]agent: i own over 1000 hats. how much britney do you own?[NEWLINE]user: i buy her sweaty clothes[NEWLINE]agent: do you protect them? my cats would have a ball tearing that up.[NEWLINE]user: ha, well, that would be fun to watch[NEWLINE][BOUNDARY][NEWLINE]agent: so what is your greatest weakness? mine is vanilla ice cream.[NEWLINE]user: i think it is chocolate waffles[NEWLINE]agent: chocolate waffles with vanilla ice cream! yum!![NEWLINE]user: i am on a diet[NEWLINE]agent: i got over diets after the olympics. |
tiage_train_28 | user: hey, my name is cory and i have 3 dogs and own a dog walking business.[NEWLINE]agent: hello, my name if bebe a mom of 4[NEWLINE][BOUNDARY][NEWLINE]user: hello, bebe do you like to watch the olympics?[NEWLINE]agent: yes every now and then.[NEWLINE]user: which olympic sports do you like to watch?[NEWLINE]agent: i love watching baseball or american football[NEWLINE][BOUNDARY][NEWLINE]user: cool, tell me a little about yourself?[NEWLINE]agent: i am a african american woman the age of 30[NEWLINE]user: awesome, i am a white dude in an open relationship.[NEWLINE]agent: so when you say open meaning exactly what?[NEWLINE]user: polyamorous meaning me and my boyfriend do stuff with more than one person.[NEWLINE]agent: oh okay so are you bisexual or completely gay?[NEWLINE]user: i am completely gay and my boyfriend is bisexual.[NEWLINE]agent: oh okay well that is good you open about it some people are not[NEWLINE]user: yeah, i am very open minded its whatever makes the person happy.[NEWLINE]agent: that is apart of being true to yourself |
tiage_train_29 | user: hello from trooper and i. we are in colorado, he is a lab.[NEWLINE]agent: hello! i am addicted to the internet and play roleplaying games all day[NEWLINE]user: i hike and rock climb. getting out of the house is important to me.[NEWLINE]agent: really? because working from home is my dream[NEWLINE][BOUNDARY][NEWLINE]user: i have a home office. i went to school for mechanical engineering.[NEWLINE]agent: i did go to school to be a vet but i did not like it[NEWLINE]user: i would like that. i love animals.[NEWLINE][BOUNDARY][NEWLINE]agent: yeah, my hair is purple because i dye it every 3 months[NEWLINE]user: mine is red, i do not dye mine.[NEWLINE][BOUNDARY][NEWLINE]agent: interesting! speaking of red, when i see blood i faint[NEWLINE]user: not me. i am cool in a crisis.[NEWLINE]agent: lucky man, i hope to be someday[NEWLINE][BOUNDARY][NEWLINE]user: i am a girl. we are engineers too, lol[NEWLINE]agent: of course! girls are just as smart![NEWLINE]user: that we are. we are princesses and superheros.[NEWLINE]agent: absolutely! could not agree more! |
tiage_train_30 | user: hi! do you like horses? i love horses![NEWLINE][BOUNDARY][NEWLINE]agent: horses are great i am george i farm bees[NEWLINE]user: so you must live in the country then? i grew up in a small town.[NEWLINE][BOUNDARY][NEWLINE]agent: i did bu i am not close to my family[NEWLINE][BOUNDARY][NEWLINE]user: oh. i actually am wanting to be a lawyer. working now to save up money for school[NEWLINE]agent: my wife is a model. i met her in italy. she wants to be a lawyer too.[NEWLINE]user: has she started school yet? i am not married yet. focusing on trying to get my education.[NEWLINE][BOUNDARY][NEWLINE]agent: no not yet she studies for the lsat. what is your favorite food? mine is papaya[NEWLINE]user: i have never had papaya! i love potatoes. mashed, fried, boiled, just love them[NEWLINE][BOUNDARY][NEWLINE]agent: single irish lawyer. nice. anything else on your mind?[NEWLINE]user: just cannot wait to get out of this small town and move to a bigger city.[NEWLINE]agent: good luck with moving and your studies[NEWLINE]user: good luck with the bees, and good luck to your wife on the lawyer deal[NEWLINE]agent: thanks just livin the dream of a humble bee keeping celebrity husband[NEWLINE][BOUNDARY][NEWLINE]user: lol. how is it being the husband of a model??[NEWLINE]agent: my wife is an italian super model |
tiage_train_31 | user: i spend my extra time dancing[NEWLINE][BOUNDARY][NEWLINE]agent: i am not good at dancing too big and clumsy. i can pet the bunnies though.[NEWLINE][BOUNDARY][NEWLINE]user: i was raised in somalia but now living in u. s.[NEWLINE][BOUNDARY][NEWLINE]agent: i have a job in the shipyard when i am not volunteering to pet the bunnies.[NEWLINE][BOUNDARY][NEWLINE]user: do you have an aunt[NEWLINE]agent: nope. did yours save you when you were forced to marry someone?[NEWLINE]user: no no huh my aunt help get me to the u. s.[NEWLINE][BOUNDARY][NEWLINE]agent: i donate my money from the shipyard to the bunny rescue. they let me pet the bunnies.[NEWLINE][BOUNDARY][NEWLINE]user: all my time is on dancing i love it[NEWLINE][BOUNDARY][NEWLINE]agent: i like navy blue. it is my favorite color even though bunnies are not ever blue.[NEWLINE][BOUNDARY][NEWLINE]user: do ou own a bunny[NEWLINE]agent: lenny will not let me have a bunny.[NEWLINE]user: it was nice meeting you and the bunnies[NEWLINE]agent: one day i will haves me a farm and get to tend the bunnies.[NEWLINE]user: that would be great to have a bunny[NEWLINE]agent: yes. i will love and pet and hug them. |
tiage_train_32 | user: hi how are you today?[NEWLINE]agent: olympian gold medalist here what is up![NEWLINE][BOUNDARY][NEWLINE]user: i like to play with dolls. what do you do?[NEWLINE]agent: gymnastics for about 4 hours a day great work out.[NEWLINE][BOUNDARY][NEWLINE]user: my age is 4. how old are you?[NEWLINE][BOUNDARY][NEWLINE]agent: great whats your favorite color? mine is yellow[NEWLINE]user: i really like the color red.[NEWLINE][BOUNDARY][NEWLINE]agent: like pizza! i like italian food oh garlic bread.[NEWLINE][BOUNDARY][NEWLINE]user: i hate to clean so i do not pick up my toys. do you?[NEWLINE]agent: i do not have toys but i do workout.[NEWLINE][BOUNDARY][NEWLINE]user: nice. next door is where my best friend lives. how about yours?[NEWLINE]agent: i do not have friends my only love is for the garlic bread.[NEWLINE]user: lol. who needs friends when you have garlic bread?[NEWLINE]agent: and gym membership cant forget the gym membership. |
tiage_train_33 | user: hello. how are you today friend?[NEWLINE]agent: hello, i am george, i am doing well. how are you?[NEWLINE]user: i am well also. do you like music?[NEWLINE]agent: i do! what kind do you like?[NEWLINE][BOUNDARY][NEWLINE]user: my parents do not support me but i want to be a musician.[NEWLINE]agent: oh that is too bad. i am not close to any of my family either.[NEWLINE]user: i want to make it big. i sing folk music and play piano and guitar[NEWLINE]agent: i like isolation, which is why i became a bee farmer.[NEWLINE]user: that is interesting. i have a custodian job. it pays the bills i guess[NEWLINE]agent: my wife is the bill payer. as an italian super model she makes the big money.[NEWLINE][BOUNDARY][NEWLINE]user: wow that is awesome! do you like music?[NEWLINE][BOUNDARY][NEWLINE]agent: i love music! what is your favorite food? mine is papaya.[NEWLINE]user: crabs or lobster. it is to close to call![NEWLINE]agent: oh both good choices![NEWLINE]user: i love seafood. do you like it?[NEWLINE]agent: i do like it a lot, especially shrimp! |
tiage_train_34 | user: hi how are you doing[NEWLINE]agent: hey! good, how are you[NEWLINE]user: i am good just dropped my kids off at school[NEWLINE][BOUNDARY][NEWLINE]agent: aww nice, i work in few hours. i work in construction.. love building houses[NEWLINE][BOUNDARY][NEWLINE]user: that is cool where do you live[NEWLINE]agent: i live in australia, yourself?[NEWLINE]user: cali but i do not like being outside[NEWLINE][BOUNDARY][NEWLINE]agent: oh that is bad.. why? do you have any pet?[NEWLINE]user: no thy are a lot of work[NEWLINE]agent: i have five cats.. they are so special![NEWLINE]user: that is nice do you have a favorite[NEWLINE]agent: nah.. love them all! my father loved pets.. i learnt all bout cats from him[NEWLINE]user: that is cool are they inside or outside cats[NEWLINE]agent: they are inside, they are part of he family |
tiage_train_35 | user: hello how is it going?[NEWLINE]agent: hi. i am doing well, plotting to take over the world.[NEWLINE]user: haha i have read a book about that once[NEWLINE][BOUNDARY][NEWLINE]agent: my kids do not visit, so i have a lot of time on my hands, after work.[NEWLINE]user: oh my kid days are over finally[NEWLINE]agent: mine are too. i am 56.[NEWLINE][BOUNDARY][NEWLINE]user: do you get to travel a lot? i am 60[NEWLINE]agent: no, i used too when i was younger and a painter.[NEWLINE][BOUNDARY][NEWLINE]user: very sad kids do not visit as they should[NEWLINE]agent: no, they never do. i guess they are embarrassed about me not being pretty.[NEWLINE][BOUNDARY][NEWLINE]user: who is your favorite artist? i am sure u look well[NEWLINE]agent: diego, he used to paint me. before freda came along.[NEWLINE]user: haha you like cubism i take it?[NEWLINE][BOUNDARY][NEWLINE]agent: i spent a lot of time on the island, before the embargo |
tiage_train_36 | user: good morning how old are you i am 34[NEWLINE]agent: i am much older than that. my grandchildren are in their thirties[NEWLINE][BOUNDARY][NEWLINE]user: do you have any pets? my two dogs are my everything.[NEWLINE]agent: no pets. i am retired so i love to travel. pets would slow me down[NEWLINE]user: i understand that. my idea of travel is a long hot bubble bath.[NEWLINE]agent: i used to take a lot of bubble baths when i was recovering from cancer[NEWLINE]user: did your cancer get cured?[NEWLINE]agent: i did! feels great to be alive[NEWLINE][BOUNDARY][NEWLINE]user: that is wonderful! do you play chess?[NEWLINE]agent: i do not. do you?[NEWLINE]user: i do, it is one of my hobbies. what do you do for fun?[NEWLINE][BOUNDARY][NEWLINE]agent: i spoil my grandkids. they want me to get a smartphone, do you think i should?[NEWLINE][BOUNDARY][NEWLINE]user: i think it depends on the kid. however all or none. are you married?[NEWLINE]agent: i am. are you married?[NEWLINE]user: no i am single. some day the right person will come along.[NEWLINE]agent: do you date much? you have to put yourself out there |
tiage_train_37 | user: hello, how are you this evening?[NEWLINE]agent: hello how are you today?[NEWLINE]user: i am doing well, thank you. playing online chess, how are you?[NEWLINE][BOUNDARY][NEWLINE]agent: i am chillin, do you have any pets?[NEWLINE]user: i have two dogs, they are watching my bath run.[NEWLINE]agent: i like chocolate, do they?[NEWLINE]user: oh no, chocolate is bad for dogs.[NEWLINE][BOUNDARY][NEWLINE]agent: why i am only 4 here[NEWLINE]user: it makes them very sick.[NEWLINE][BOUNDARY][NEWLINE]agent: change of subject, what is your favorite color?[NEWLINE]user: i love purple, what is yours?[NEWLINE]agent: i love red, reminds me of summer time.[NEWLINE]user: summer is my favorite season.[NEWLINE][BOUNDARY][NEWLINE]agent: i have a best friend[NEWLINE]user: i do too, i have known mine for over thirty years.[NEWLINE][BOUNDARY][NEWLINE]agent: i really like waffles too |
tiage_train_38 | user: hello. how are you doing today?[NEWLINE]agent: i am well, how are you?[NEWLINE]user: i am wonderful. i just won a gold medal in the olympics.[NEWLINE]agent: wow, that is impressive. what sport?[NEWLINE]user: the sport is gymnastics. it is so my favorite.[NEWLINE]agent: that is so cool. i like working with electronics myself.[NEWLINE]user: i wore a yellow leotard with sparkles and i have everything yellow.[NEWLINE]agent: i take it yellow is your favorite color?[NEWLINE][BOUNDARY][NEWLINE]user: yes it sure is. i had italian food and garlic bread for a year.[NEWLINE]agent: like, you mean that is all you ate for an entire year?[NEWLINE]user: yes. it sure is. i love it. i cannot get enough.[NEWLINE]agent: i had spaghetti with vegetarian italian sausage and garlic bread last night. it was so good.[NEWLINE][BOUNDARY][NEWLINE]user: cool. i did hardcore exercise four hours everyday.[NEWLINE]agent: that is a lot of exercising. i hate exercising. i just work on my robot most days.[NEWLINE]user: are we finished? i think we are.[NEWLINE]agent: i sure hope so. i want this to be over. |
tiage_train_39 | user: hi! i hope your day is going well. how are you?[NEWLINE]agent: i am just watching a documentary on the vietnam war. you?[NEWLINE]user: just listening to some music and playing video games.[NEWLINE][BOUNDARY][NEWLINE]agent: awesome. i am cooking some burgers on the grill. cheeseburgers are my fave[NEWLINE]user: i love a good burger, but i try hard to stay thin and in shape.[NEWLINE]agent: i am all about fitness. i used to be a gym teacher[NEWLINE][BOUNDARY][NEWLINE]user: did you have a special uniform? i love my skinny jeans and leggings.[NEWLINE]agent: just loose fitting clothing. that is about it[NEWLINE]user: i like band shirts, especially with ruffled sleeves.[NEWLINE][BOUNDARY][NEWLINE]agent: i was too poor to afford anything really growing up[NEWLINE]user: is life better for you now?[NEWLINE]agent: yes. i serve food to the poor because of what i went through[NEWLINE]user: truly that is a great way to give back. i admire you.[NEWLINE]agent: thank you so much. it is always great to volunteer for a cause. |
tiage_train_40 | user: hi! i am from india. where are you from?[NEWLINE]agent: i m from portland or. i just got back from a long walk[NEWLINE]user: haha i just got back from coaching swimming at the pool. walking where?[NEWLINE][BOUNDARY][NEWLINE]agent: i like to walk in parks for good health. no soft drinks for me either![NEWLINE]user: i love soft drinks when i study computer programming. i wish i could cut it off.[NEWLINE]agent: i love sodas with my burgers and fries but i m trying to watch sugar intake[NEWLINE]user: why in particular sugar? swimming is a good way to burn off calories.[NEWLINE]agent: sodas in us made with high fructose corn syrup. bad for you![NEWLINE]user: very bad but once in a while it is okay![NEWLINE]agent: nah. i want to stay cute and lean for my boyfriend who s a model[NEWLINE][BOUNDARY][NEWLINE]user: i wish i had a boyfriend. all i have is my death metal music.[NEWLINE]agent: i won t allow death metal music to be played in my house![NEWLINE]user: why not? as long as it is not too loud![NEWLINE]agent: my boyfriend and i share a house and he has a very sensitive psychic cat[NEWLINE]user: a psychic cat? i would love to know more about that.[NEWLINE]agent: he can tell when bad things are going to happen by howling loudly |
tiage_train_41 | user: hello, how are you doing today?[NEWLINE]agent: i am good. you? my family goes to disney world yearly. you sing?[NEWLINE]user: i do. have you ever seen the movie frozen?[NEWLINE]agent: yes! frozen songs are my fave. i am in third grade. what grade you in?[NEWLINE]user: i am kind of a psychic. do you love mickey mouse?[NEWLINE]agent: get out! i love mickey. my friend and i sing frozen songs during playground time.[NEWLINE]user: i know. like i said. psychic...[NEWLINE]agent: great! okay tell me what i am thinking now? go![NEWLINE]user: you are singing a song from frozen in your head.[NEWLINE][BOUNDARY][NEWLINE]agent: wow! not! okay psychic, give me six lottery numbers.[NEWLINE]user: that is too much power. i cannot do that.[NEWLINE]agent: oh! could you try? heres six for you. 12, 49, 34, 62, 7 and 19.[NEWLINE]user: 12 5 76 34 8 45[NEWLINE][BOUNDARY][NEWLINE]agent: great! i will in fourth grade soon. you dance? |
tiage_train_42 | user: hi! i am travis and my sons are really active kids[NEWLINE]agent: oh? maybe i can tutor the, i have a gold medal from the olympics![NEWLINE]user: joey, sam, nate, carl play little league baseball that i coach.[NEWLINE]agent: aw, i am more into gymnastics. i train four hours daily.[NEWLINE][BOUNDARY][NEWLINE]user: i own a mini van that i drive around.[NEWLINE]agent: me too! mine is yellow, my favorite color.[NEWLINE][BOUNDARY][NEWLINE]user: that is cool. mine is off blue. and i drink a lot of coffee[NEWLINE]agent: i cup back my coffee intake to stay fit.[NEWLINE][BOUNDARY][NEWLINE]user: i also drink wine in the evenings[NEWLINE]agent: are you a red or a white drinker?[NEWLINE]user: red wines is what i enjoy[NEWLINE]agent: i do as well, full bodied reds are great.[NEWLINE]user: i mean if you say so.[NEWLINE]agent: it is an acquired taste.[NEWLINE]user: it is but i do enjoy it[NEWLINE]agent: well, i should be off. i need to train more. |
tiage_train_43 | user: hello, how are you this morning?[NEWLINE]agent: not good. things in my life are not going well.[NEWLINE]user: i am so sorry to hear that. have you tried listening to taylor swift?[NEWLINE]agent: music is not going to bring my wife and kids back![NEWLINE]user: it will help with your depression, country music does this for me.[NEWLINE]agent: since they left all i do is work and play games on facebook.[NEWLINE][BOUNDARY][NEWLINE]user: do you work? i am a manager at a convenience store.[NEWLINE]agent: i do have a boring job. do you go to church? i am a non believer.[NEWLINE]user: no, i am pagan. nature is my church.[NEWLINE][BOUNDARY][NEWLINE]agent: maybe my wife will come back if i lose weight. any suggestions?[NEWLINE]user: cardio and weight lifting. as for your wife, counseling may help.[NEWLINE][BOUNDARY][NEWLINE]agent: i used to ride bikes with my kids alot. do you have kids?[NEWLINE]user: no, i do not. only dogs.[NEWLINE]agent: i have heard pets can help with depression. what breeds do you own?[NEWLINE]user: springer spaniel and a labrador retriever.[NEWLINE]agent: do they make you happy? |
tiage_train_44 | user: how are you doing this evening?[NEWLINE]agent: i am doing well. i am so close to achieving my dream.[NEWLINE]user: what is your dream? mine is to meet mickey mouse.[NEWLINE]agent: i grew up in a small town and want to live in the city.[NEWLINE][BOUNDARY][NEWLINE]user: i am in the 3rd grade. do you go to school?[NEWLINE]agent: i did when i was little. i finished school and am a lawyer.[NEWLINE][BOUNDARY][NEWLINE]user: do you like the movie frozen?[NEWLINE]agent: i have never seen it before. what is it about?[NEWLINE]user: 2 girls. there is a lot of singing and i know all the words.[NEWLINE]agent: oh very nice. are there horses? i like horses.[NEWLINE]user: there is reindeer that acts like a horse.[NEWLINE]agent: interesting. my family had a horse farm when i was little.[NEWLINE]user: ohh i bet that was fun![NEWLINE]agent: it was, my grandparents did it too. |
tiage_train_45 | user: good morning. my name is sophie. i just turned four. what is your name?[NEWLINE]agent: my name is john. i am in my early thirties[NEWLINE][BOUNDARY][NEWLINE]user: hi john. i like chocolate. do you?[NEWLINE]agent: no. i do not have money to spend on chocolate. my wife takes it all[NEWLINE]user: she should share! i like to share my blocks and sing songs about letters.[NEWLINE][BOUNDARY][NEWLINE]agent: she does not share. we are a getting a divorce. what is your favorite song[NEWLINE]user: the abc song is my favorite. people have a hard time understanding, but i love to talk.[NEWLINE][BOUNDARY][NEWLINE]agent: my job is selling cars. do you like cars?[NEWLINE]user: i do. but i want to be a dog when i grow up.[NEWLINE]agent: i do not like my job. i should try to be a dog too[NEWLINE]user: you should! ruff, ruff! bye now![NEWLINE]agent: bye have a good day at school[NEWLINE]user: you try to have a good day at work.[NEWLINE]agent: i will try to sell lots of cars today[NEWLINE]user: i will try to learn the alphabet![NEWLINE]agent: always start with a and end with z |
tiage_train_46 | user: hi there how are you?[NEWLINE]agent: good i am studying to be a lawyer right now[NEWLINE]user: wow that is awesome i am trying to relax having triplets in 90 days[NEWLINE]agent: wow! are they girls or boys?[NEWLINE]user: all boys so please pray for me lol[NEWLINE][BOUNDARY][NEWLINE]agent: i will! are you from a big or small town? small town for me[NEWLINE]user: small as well everyone knows everyone here[NEWLINE][BOUNDARY][NEWLINE]agent: generations of my family had horse farms. i was raised on one[NEWLINE]user: i rode one when i was 5 but i do not remember i only have a pic[NEWLINE]agent: i ride them all the time[NEWLINE]user: your but does not get sore?[NEWLINE]agent: it does but you get used to it lol[NEWLINE][BOUNDARY][NEWLINE]user: lol i do not know i am barely getting used to this country[NEWLINE]agent: what country are you from?[NEWLINE]user: spain but i had already been here just not to live my school hired me ft[NEWLINE]agent: that is cool what do you do? |
tiage_train_47 | user: hello, how are you tonight?[NEWLINE]agent: ok. since alabama, my home team, won saturday night.[NEWLINE]user: i am an ohio state fan. do you skate?[NEWLINE]agent: no. too busy with all of my 19 dogs and 3 sisters.[NEWLINE]user: oh wow. that is a lot of dogs.[NEWLINE]agent: yes love them almost as my tacos. no i love my dogs more.[NEWLINE][BOUNDARY][NEWLINE]user: my fiance makes a killer fish taco with cilantro lime slaw.[NEWLINE]agent: wow. my sisters and i love chicken tacos.[NEWLINE][BOUNDARY][NEWLINE]user: those are good too, i live in cali. along the ocean.[NEWLINE]agent: i live in middle of alabama. do not get to ocean much.[NEWLINE]user: i could not stand to live inland, the ocean runs through my veins.[NEWLINE][BOUNDARY][NEWLINE]agent: yes. i want to go more but no one to stay with 19 dogs.[NEWLINE]user: maybe someone will come and dog sit for you.[NEWLINE]agent: maybe each sister could take six dogs each and foxy go with me.[NEWLINE]user: there you go. where there is a will, there is a way.[NEWLINE]agent: that is right. and take my tacos. |
tiage_train_48 | user: hello, i finally got a chance to use the internet! tell me about yourself.[NEWLINE]agent: hey, good for you! me? well, i love my cats. all five of them, lol.[NEWLINE][BOUNDARY][NEWLINE]user: i want to see my cat! at least my moms is visiting soon. have you been arrested?[NEWLINE]agent: arrested?!? you think so... lol. no, they have not caught me yet.[NEWLINE]user: i am in here for shoplifting, with a month to go. what have you got away with?[NEWLINE]agent: my dad taught me a lot. even how to stay out of jail, fortunately! lol..[NEWLINE][BOUNDARY][NEWLINE]user: i wish i knew my dad. do you have any tips for staying out of trouble?[NEWLINE]agent: sure. do not do drugs. do not be stupid. get married and obey your wife. simple.[NEWLINE][BOUNDARY][NEWLINE]user: sounds kind of boring! what do you do for fun?[NEWLINE]agent: lol. i play with my cats. what could be funner?!?[NEWLINE]user: i was caught stealing a new toy for my cat, so that does not help. p[NEWLINE]agent: haha. you do not need to steal a toy. cats can play with string, right?[NEWLINE][BOUNDARY][NEWLINE]user: mine is spoiled, only wants the best! do you have kids?[NEWLINE]agent: no kids. i work construction and cant afford them. plus no girls love me.[NEWLINE][BOUNDARY][NEWLINE]user: no i feel like i am older then you! want any tips on getting girls?[NEWLINE]agent: yes please! working construction, i whistle at lots of girls, but no luck. |
tiage_train_49 | user: hello there how are you today[NEWLINE]agent: i am good. i am just taking a break from unpacking[NEWLINE][BOUNDARY][NEWLINE]user: oh okay that is good. so tell me about yourself[NEWLINE]agent: i am a bartender. i use the money to pay for my school[NEWLINE]user: cool. i am currently not working but i help out at food bank sometimes[NEWLINE]agent: that is very kind of you to do so[NEWLINE][BOUNDARY][NEWLINE]user: yeah i try. do you have any pets?[NEWLINE]agent: no unfortunately not, but this is a new apartment. i might get a cat[NEWLINE]user: oh okay i actually have a cat and a dog[NEWLINE]agent: how sweet! what are their names?[NEWLINE]user: leo and jazzy. they are fun to have[NEWLINE]agent: very cute names. what do you look like?[NEWLINE]user: i am 5 foot 7, average weight with curly hair. you?[NEWLINE]agent: i have ice blue eyes and platinum blonde hair |
tiage_train_50 | user: hi there, how is it going?[NEWLINE]agent: it is going very well[NEWLINE][BOUNDARY][NEWLINE]user: i am going to a gig tonight. do you like music?[NEWLINE]agent: my baby does. she kicks every time.[NEWLINE]user: bless her! no kids here. more of a dog man.[NEWLINE]agent: there is nothing wrong with that[NEWLINE]user: do you have any pets? my pit bull charlie needs a friend.[NEWLINE]agent: no. i am working on the kids[NEWLINE]user: working on them? that sounds painful![NEWLINE]agent: it will be when i go in labor[NEWLINE]user: how long have you got?[NEWLINE]agent: a couple of weeks hopefully[NEWLINE]user: close, then! i bet you are excited. nervous?[NEWLINE]agent: i am trying to read the pain away[NEWLINE][BOUNDARY][NEWLINE]user: that reminds me of a song by peaches... do you know it?[NEWLINE]agent: no i do not. is that an old band. |
tiage_train_51 | user: did you have to work today?[NEWLINE][BOUNDARY][NEWLINE]agent: no, not today, do you like sailing?[NEWLINE]user: not really, thinking of spending the day playing with my dog.[NEWLINE]agent: sounds fun, i will be studying art and eating fish and chips, are you working?[NEWLINE]user: talking about fish chips is making me hungry for fish tacos![NEWLINE][BOUNDARY][NEWLINE]agent: christopher columbus is my ancestor, so i am sailing to europe again this year[NEWLINE]user: how cool! i do not have to work either. are you seeing family today?[NEWLINE][BOUNDARY][NEWLINE]agent: i study art so i like to view it in europe. my family lives far away[NEWLINE]user: i will see two of my four siblings today. what type of art?[NEWLINE][BOUNDARY][NEWLINE]agent: realism is the best, why does it take so long for you to respond?[NEWLINE]user: i am wordy? and slow internet.[NEWLINE][BOUNDARY][NEWLINE]agent: lol, i see, what kind of dog do you have[NEWLINE]user: a mutt the best and most loyal dog ever![NEWLINE]agent: dogs are my third favorite behind art and fish and chips. i have one |